2220 Spanish Dr #26, photo 1
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Overview

2 bd3 ba1,680 sqftCondominium
TypeCondominium
Condo dues$608/mo
Built1994
Lot249,974 sqft
Living area1,680 sqft
Price / sqft$119

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingSidewalkAssociation Recreation - LeaseBuyer Approval RequiredFitness CenterGated Community - GuardGolf

2220 Spanish Dr #26 is a 1994-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,680 square feet of living space. Listed at $199,900 (about $119/sqft), 201 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $608 monthly.

From the listing

$1,500 credit at closing to buyer for carpet replacement. Discover the perfect blend of luxury and peace of mind in this expansive 2-bedroom, 2.5-bathroom condo located in the highly sought-after On Top of the World community. Spanning 1,680 sq. ft. of meticulously maintained living space, this home features high-end PGT impact-resistant windows, a updated HVAC system in 2018 and hot water heater in 2015 for ultimate efficiency and security. Rare for condo living, the residence includes a dedicated built-in utility room complete with a washer and dryer, ensuring maximum convenience. The open floor plan flows seamlessly toward a stunning, direct view of the lake, offering a serene backdrop for your daily life. Combining premium structural upgrades with an unparalleled waterfront location, this property truly represents the best of the Florida lifestyle. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

The essentials

Built
1994
Price / sqft
$119
On market
201 days
Annual tax
$1,816
Condo dues
$608/mo
Flood zone
X · Low risk
Lot
249,974 sqft
Type
Condominium

At a glance

Condo
3 stories · 1994
Community pool
Fitness center too
Assigned parking
1,680 sqft
Living area

Payment

Est. monthly payment
$1,902/mo
Down payment (20%)
$39,980
Property taxes
$151/mo
Condo dues
$608/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1994
Lot
249,974 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
201
Ceiling Fans(s)
Lighting
Sidewalk
Association Recreation - Lease
Buyer Approval Required
Fitness Center
Gated Community - Guard
Golf
Irrigation-reclaimed Water
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,816
Parcel #
06-29-16-64128-090-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Pinellas
MLS Area
33763 - Clearwater
Lot Size
249,974 sqft
Condo dues
$608/mo
Orientation Department Clearwater

Price history

Date
Event
Price
7/31/2026
Price change
Source: Stellar MLS #TB8489537
$199,900-2.0%
$119/sqft
-
Price change
Source: Stellar MLS #TB8489537
$203,900-5.1%
$121/sqft
3/25/2026
Listed for sale
Source: Stellar MLS #TB8489537
$214,900
$128/sqft

Neighborhood

2220 Spanish Dr #26
Clearwater, FL, 33763 · 33763 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $199,900
$195,000 – $199,900
97.2% – 100% of listTops out right at the list price
80% of listList price
62 of the last 122 condo closings in 33763 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 201 after a $15,000 cut.

Sample: 122 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,902/mo
Principal & interest$1,043
Property taxes$151
Insurance$100
HOA$608
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$119 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,680 sq ft

Time on market

201 days

Year built

1994

Monthly payment

About $1,902/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,816 annual tax bill, insurance, and $608/mo in condo dues.

Condo dues

$608/mo

Managed by Orientation Department Clearwater.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byON TOP OF THE WORLD REListing agent: Kenny ReissListing data from Stellar MLS, MLS# TB8489537.

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