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Overview

4 bd3 ba1,912 sqft2 car garageSingle Family
TypeSingle Family
HOA$175/yr
Built2022
Lot6,000 sqft
Living area1,912 sqft
Price / sqft$165
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanDeed RestrictionsRangeRange HoodRefrigerator

1363 Anchor Bend Dr is a 2022-built home in Shell Cove Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,912 square feet of living space. Listed at $315,000 (about $165/sqft), 200 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 annually.

From the listing

Resort-Style Living in Shell Cove| Low HOA | Spacious 2-Car Garage | Welcome to Shell Cove, a highly desirable community in Ruskin, FL. This move-in-ready home is built with durable all-concrete block construction and features 4 bedrooms and 3 baths with a bright, open floor plan. Shell Cove offers a welcoming, small-town atmosphere while being centrally located between Tampa and Sarasota and just minutes from I-75, giving you easy access to local attractions and Gulf Coast beaches. The spacious two-car garage provides secure parking and plenty of room for storage, bikes, tools, or beach gear—perfect for Florida living. Residents enjoy resort-style amenities, including a community pool, clubhouse, open-air cabana, pickleball and basketball courts, playground, dog park, and scenic ponds and lakes. Outdoor enthusiasts will appreciate nearby E.G. Simmons Park and Little Harbor, offering boating, fishing, beaches, nature trails, and waterfront dining. With shopping, restaurants, schools, medical facilities, and Gulf Coast attractions close by, this home offers the ideal combination of comfort, convenience, and long-term value. Whether you're a first-time buyer, downsizing, or looking for an investment property, this home shows like new and is ready for its next owner. Schedule your private showing today!

The essentials

Built
2022
Price / sqft
$165
On market
200 days
Annual tax
$9,178
HOA
$175/yr
Flood zone
X500* · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
6,000 sqft lot
Lot size
1,912 sqft
Living area

Payment

Est. monthly payment
$2,580/mo
Down payment (20%)
$63,000
Property taxes
$765/mo
HOA
$175/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
200
Open Floorplan
Deed Restrictions
Range
Range Hood
Refrigerator
In a CDD (Community Development District) Flood Zone X500*
Annual Tax (2025)
$9,178
Parcel #
U-06-32-19-C07-000000-00054.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shell Cove Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
6,000 sqft
HOA
$175/yr
Meritus / Beverly Pabon

Price history

Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #TB8490441
$315,000-1.6%
$165/sqft
-
Price change
Source: Stellar MLS #TB8490441
$320,000-4.5%
$167/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #TB8490441
$335,000-2.9%
$175/sqft
5/24/2022
Sold
Source: Hillsborough County Public Record
$345,000
$180/sqft

Neighborhood

1363 Anchor Bend Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$312,500 – $315,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 200 after a $20,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,580/mo
Principal & interest$1,643
Property taxes$765
Insurance$158
HOA$15
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$165 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,912 sq ft

Time on market

200 days

Year built

2022

Monthly payment

About $2,580/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,178 annual tax bill, insurance, and the $175/yr HOA fee.

HOA fee

$175/yr

Managed by Meritus / Beverly Pabon.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byELEVATED REALTYListing agent: Sunny XuListing data from Stellar MLS, MLS# TB8490441.

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