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Overview

5 bd4 ba3,589 sqft6 car garageSingle Family
TypeSingle Family
HOA$1,000/yr
Built2002
Lot20,183 sqft
Living area3,589 sqft
Price / sqft$390
Garage6 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

897 Point Seaside Dr is a 2002-built home in Point Seaside Ph 1, Crystal Beach. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,589 square feet of living space. Listed at $1,400,000 (about $390/sqft), 162 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,000 annually.

From the listing

PRICE IMPROVEMENT! CRYSTAL BEACH LIVING AT ITS FINEST – A PRIVATE, ELEVATED COASTAL RETREAT. Tucked within the exclusive Point Seaside enclave of Crystal Beach – home to just 49 residences – this exceptional property offers a rare level of privacy, character, and luxury. Positioned just minutes from the Crystal Beach Pier and Live Oak Park, you’re immersed in a setting where breathtaking sunsets and a vibrant coastal lifestyle converge – complete with community events, waterfront gatherings, and the unmistakable charm of Old Florida. Perfectly situated to feel worlds away, yet minutes from the energy of downtown Palm Harbor, Honeymoon Island, and the Pinellas Trail connecting Dunedin to Tarpon Springs, this golf-cart-friendly community offers a lifestyle defined by simplicity, beauty, and connection. Days here are spent on the water, along scenic shoreline paths, or unwinding beneath glowing Gulf Coast skies. Spanning approximately 3,600 square feet, this 5-bedroom, 3.5-bath Key West-style residence with high-end finishes throughout is designed for both refined living and effortless entertaining. Soaring 10-foot ceilings and thoughtfully curated updates create a home that feels both elevated and inviting. At its heart, a fully reimagined chef’s kitchen serves as a true focal point - featuring an expansive island with quartz countertops, striking tile flooring, Café stainless steel appliances and a double oven setup – seamlessly flowing into the main living areas for a natural, open-concept experience. The spacious primary bedroom on the top floor features a walk-in closet with a California Closet system, two additional built-in closets, and an spa inspired en-suite bathroom with a separate soaking tub and shower. Outdoors, a private sanctuary awaits. A spacious covered balcony overlooks a lush nature preserve, offering a sense of seclusion rarely found in coastal communities. Below, the fully fenced backyard is a tropical retreat, complete with a pebble-tec pool, ambient landscape lighting, and a newly installed heater for year-round enjoyment. A front-facing balcony provides the perfect vantage point for evening sea breezes and the vibrant sunsets that define life on Florida’s Gulf Coast. A truly rare offering, the expansive 6-vehicle garage accommodates 5 cars plus a golf cart with ease, complemented by showroom-quality epoxy flooring and a dedicated 240V circuit for electric vehicle charging – ideal for collectors and enthusiasts alike. Elevated construction enhances both presence and peace of mind, with transferable flood insurance currently under $550 annually – and exceptional advantage for waterfront living. Additional enhancements include a 2022 Owens Corning roof system with lifetime shingles and storm guard underlayment, further reinforcing the home’s quality and longevity. Whether hosting under the stars, enjoying quiet mornings overlooking preserved land, or setting out for an evening along the water, this residence captures the essence of Crystal Beach living at its most refined. And the cherry on top? Crystal Beach is zoned for the most coveted schools in the area, including Ozona Elementary and Palm Harbor University! This isn’t just a home – it’s a lifestyle. And opportunities like this to own a piece of paradise in Crystal Beach don’t come around often.

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The essentials

Built
2002
Price / sqft
$390
On market
162 days
Annual tax
$17,690
HOA
$1,000/yr
Flood zone
AE
Lot
20,183 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2002
Water views
Trees/Woods
Private pool
Heated
6 car garage
Boat
0.38 acres
Lot size

Payment

Est. monthly payment
$9,559/mo
Down payment (20%)
$280,000
Property taxes
$1,474/mo
HOA
$1,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
20,183 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Driveway, Garage Door Opener, Golf Cart Parking, Off Street, Oversized, Garage
Pool
Deck, Heated, In Ground
Days on Market
162
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Deed Restrictions
Golf Carts OK
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$17,690
Parcel #
03-28-15-72379-000-0440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Point Seaside Ph 1
County
Pinellas
MLS Area
34681 - Crystal Beach
Lot Size
20,183 sqft
Conservation AreaFlood Insurance RequiredFloodZoneIn CountyOversized LotStreet Dead-EndPaved
HOA
$1,000/yr
Monarch Association Management Inc.

Price history

Date
Event
Price
8/17/2026
Price change
Source: Stellar MLS #TB8503147
$1,400,000-1.8%
$390/sqft
-
Price change
Source: Stellar MLS #TB8503147
$1,425,000-1.0%
$397/sqft
5/4/2026
Listed for sale
Source: Stellar MLS #TB8503147
$1,439,000
$401/sqft

Neighborhood

897 Point Seaside Dr
Crystal Beach, FL, 34681 · 34681 - Crystal Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,400,000
$1.38M – $1.40M
98.7% – 100% of listTops out right at the list price
80% of listList price
190 of the last 378 home closings in Pinellas County landed at this number or higher (50%). The median one sat 32 days before it went under contract, and this one is on day 162 after a $39,000 cut.

Sample: 378 closed home sales in Pinellas County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,559/mo
Principal & interest$7,302
Property taxes$1,474
Insurance$700
HOA$83
Down payment20% · $280,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,400,000

$390 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,589 sq ft

Time on market

162 days

Year built

2002

Monthly payment

About $9,559/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,690 annual tax bill, insurance, and the $1,000/yr HOA fee.

HOA fee

$1,000/yr

Managed by Monarch Association Management Inc..

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byREALTY ONE GROUP BEYONDListing agent: Chris ZiebellListing data from Stellar MLS, MLS# TB8503147.

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