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About this home
1247 S Martin Luther King Jr Ave #D103 is a 1986-built home in Sunshine Terrace Condo, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,120 square feet of living space. Listed at $225,000 (about $201/sqft), 154 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
PLEASE CALL LISTING AGENT BEFORE YOU SHOW!!!!!!! TENANT OCCUPIED. Clearwater FL 55+ Condo for Sale – 2 Bedroom, 2 Bath in Sunshine Terrace Near Clearwater Beach. Welcome to Sunshine Terrace, a well-maintained and affordable 55+ community in Clearwater, Florida, offering this beautifully updated 2-bedroom, 2-bathroom condo with 1,120 square feet of comfortable living space. Located in the heart of Clearwater, this property is ideal as a winter home, seasonal retreat, or full-time residence. This move-in-ready condo features tile flooring throughout and newer impact windows. Water heater replaced 2025, A/C Air handler replaced 2025, , New Electrical panel 2026. The updated kitchen includes BRAND NEW stainless steel appliances (May 2026), new cabinetry, granite countertops, new backsplash, under mount lights, and a convenient pass-through to the dining and living room, creating an open and functional layout perfect for entertaining. The spacious primary suite features double closets and a private ensuite bathroom with a walk-in shower. The second bedroom includes a walk-in closet, and the main bathroom offers a newer vanity and tub. A washer and dryer are conveniently located inside the unit. Residents of Sunshine Terrace enjoy resort-style amenities, including a community clubhouse, heated pool, and organized social activities, making it one of the most desirable active adult communities in Clearwater. The condo includes assigned covered parking plus ample guest parking. Pet-friendly (1 cat allowed) with a 3-month minimum rental policy, making it a great option for seasonal residents and investors. Located just minutes from shopping, dining, medical facilities, and a short drive to the world-famous Clearwater Beach, this property offers the best of Florida Gulf Coast living. If you're searching for a Clearwater 55+ condo near Clearwater Beach, this turnkey opportunity is ready for you.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$225,000
$201 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,120 sq ft
Time on market
154 days
Year built
1986
Monthly payment
About $1,553/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,208 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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