8406 Hardy Bay Loop, photo 1
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Overview

4 bd3 ba2,260 sqft2 car garageSingle Family
TypeSingle Family
HOA$261/mo
Built2022
Lot4,880 sqft
Living area2,260 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSmart HomeSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)

8406 Hardy Bay Loop is a 2022-built home in Epperson Ranch North Ph 4 Pod, Wesley Chapel. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,260 square feet of living space. Listed at $429,900 (about $190/sqft), 134 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $261 monthly.

From the listing

Beautiful 4-bedroom, 2.5-bath DR Horton Elston model located in the highly desirable Epperson community in Wesley Chapel. This two-story home offers an open floor plan, spacious kitchen with island, large living and dining areas, and a generous primary suite. Enjoy resort-style living with access to the Crystal Lagoon, walking trails, parks, golf cart paths, and high-speed UltraFi internet included with HOA. Conveniently located near shopping, restaurants, schools, and major highways. Schedule your private showing today.

The essentials

Built
2022
Price / sqft
$190
On market
134 days
Annual tax
$8,330
HOA
$261/mo
Flood zone
X · Low risk
Lot
4,880 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Driveway
4,880 sqft lot
Lot size
2,260 sqft
Living area

Payment

Est. monthly payment
$3,412/mo
Down payment (20%)
$85,980
Property taxes
$694/mo
HOA
$261/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
4,880 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
134
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Smart Home
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Dog Park
Golf Carts OK
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Watergrass Elementary-PO
Middle
Thomas E Weightman Middle-PO
High
Wiregrass Ranch High-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,330
Parcel #
20-25-27-020.0-000.00-172.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Epperson Ranch North Ph 4 Pod
County
Pasco
MLS Area
33545 - Wesley Chapel
Lot Size
4,880 sqft
LandscapedLevel
HOA
$261/mo
Hikai

Price history

Date
Event
Price
6/2/2026
Listed for sale
Source: Stellar MLS #TB8515248
$429,900-8.1%
$190/sqft
10/7/2022
Sold
Source: Pasco County Public Record
$468,000
$207/sqft

Neighborhood

8406 Hardy Bay Loop
Wesley Chapel, FL, 33545 · 33545 - Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $429,900
$427,500 – $429,900
99.5% – 100% of listTops out right at the list price
80% of listList price
205 of the last 323 home closings in 33545 landed at this number or higher (63%). The median one sat 33 days before it went under contract, and this one is on day 134.

Sample: 323 closed home sales in 33545 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,412/mo
Principal & interest$2,242
Property taxes$694
Insurance$215
HOA$261
Down payment20% · $85,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,900

$190 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,260 sq ft

Time on market

134 days

Year built

2022

Monthly payment

About $3,412/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,330 annual tax bill, insurance, and the $261/mo HOA fee.

HOA fee

$261/mo

Managed by Hikai.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMETRUST REALTY GROUPListing agent: Daith GonzalezListing data from Stellar MLS, MLS# TB8515248.

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