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Overview

4 bd5 ba5,500 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1968
Lot39,078 sqft
Living area5,500 sqft
Price / sqft$355
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)

1821 Oak Creek Dr is a 1968-built home in Spanish Trails, Dunedin. Inside you'll find 4 bedrooms, 5 bathrooms, and 5,500 square feet of living space. Listed at $1,950,000 (about $355/sqft), 122 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to the highly desirable Spanish Trails neighborhood. Discover luxury living in this expansive estate, set on a lush (just under) 1 acre lot, offers 4 spacious bedrooms and 5 bathrooms, perfect for large families and entertaining guests. Dive into relaxation with a huge pool surrounded by stunning tropical landscaping, accompanied by a tiki hut on Oak Creek. Enjoy the serene views from the open kitchen space looking out of the many large windows bringing in an abundance of natural light, multiple living rooms, a bar room and a cozy wood-burning fireplace. This colonial style home has a bunch to offer, starting with the large master bedroom and suite, 2 bedrooms upstairs, a studio suite above the garage and a walk out balcony overlooking the front yard and horseshoe driveway. Real wood cabinetry in the large kitchen with granite countertops in the "chefs" kitchen boasting two refrigerators, two dishwashers, double oven, two cook tops including an "infinite induction cooktop system", wine fridge and detailed architectural moldings/trim! Large gorgeous, landscaped yard, pool area surrounded by natural stone decking and saltwater pool, 2 pergola's covered cabanas with an outside fireplace and pizza over. Detached two car garage with overhanging two car carport and a studio above the garage that can function as an office/extra bedroom/work out room with full bath. Brand new AC units just installed. This one is a must see in person! Schedule your private showing today!

The essentials

Built
1968
Price / sqft
$355
On market
122 days
Annual tax
$2,413,132
Flood zone
AE
Lot
39,078 sqft
Type
Single Family Residence

At a glance

Single family
Built 1968
Private pool
Gunite
2 car garage
Bath In Garage
0.90 acres
Lot size
5,500 sqft
Living area

Payment

Est. monthly payment
$212,239/mo
Down payment (20%)
$390,000
Property taxes
$201,094/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1968
Lot
39,078 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Heat Pump
Parking
Bath In Garage, Boat, Circular Driveway, Covered, Driveway, Garage Door Opener, Guest, Parking Pad, Portico
Pool
Gunite, Outside Bath Access, Pool Sweep, Salt Water
Days on Market
122
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Rain Gutters
Storage
Bar Fridge
Convection Oven
Dishwasher
Disposal
Dryer
Refrigerator
Washer
Wine Refrigerator
Elementary
Garrison-Jones Elementary-PN
Middle
Palm Harbor Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,413,132
Parcel #
13-28-15-84582-001-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spanish Trails
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
39,078 sqft
FloodZoneCity LimitsOversized Lot

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8516583
$1,950,000-4.9%
$355/sqft
-
Price change
Source: Stellar MLS #TB8516583
$2,050,000-6.8%
$373/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #TB8516583
$2,200,000
$400/sqft

Neighborhood

1821 Oak Creek Dr
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $1,950,000
$1.93M – $1.95M
99.1% – 100% of listTops out right at the list price
80% of listList price
102 of the last 203 home closings in 34698 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 122 after a $250,000 cut.

Sample: 203 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$212,239/mo
Principal & interest$10,170
Property taxes$201,094
Insurance$975
Down payment20% · $390,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,950,000

$355 per sq ft

Beds and baths

4 beds, 5 baths

Size

5,500 sq ft

Time on market

122 days

Year built

1968

Monthly payment

About $212,239/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,413,132 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Sean SebastienListing data from Stellar MLS, MLS# TB8516583.

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