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About this home
458 Scotland St is a 1915-built home in Jones Geo L Sub, Dunedin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,308 square feet of living space. Listed at $1,950,000 (about $845/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Step back in time and discover one of Downtown Dunedin’s most extraordinary opportunities. Nestled on an exceptionally large approximately 0.60-acre parcel just moments from the heart of downtown, this rare circa-1915 historic home offers a lifestyle that is nearly impossible to recreate. Surrounded by mature trees and lush landscaping, the property feels like a private retreat while placing you just a short stroll from Main Street’s award-winning restaurants, breweries, boutique shopping, waterfront parks, marina, and year-round festivals. From the moment you arrive, the welcoming front porch, charming white picket fence, natural gas lantern, and timeless architectural details create an unforgettable first impression. Inside, rich character abounds with soaring 10-foot ceilings, beautiful heart pine flooring, elegant crown molding, original built-in china cabinetry, and a cozy wood-burning fireplace that serves as the heart of the home. Every room reflects the craftsmanship and warmth of a bygone era while offering the comfort and functionality desired for modern living. Beyond the home’s undeniable charm lies one of its greatest assets—the incredible property itself. The expansive lot provides endless possibilities for enjoying outdoor living, future expansion, or simply embracing the privacy and space that is almost unheard of in Downtown Dunedin. Adding even more value is the spacious detached garage, offering exceptional room for vehicles, storage, hobbies, or a workshop—an increasingly rare feature in the downtown district. Thoughtful updates preserve the home’s historic integrity while providing peace of mind, including an architectural shingle roof (2020), two separate HVAC systems (newest replaced July 2022) with transferable service agreements, solar roof vents, and copper gutters that add both beauty and longevity. The home is also situated approximately 24 feet above sea level according to USGS records. Zoned Downtown Core (DC) Commercial, this unique property offers exceptional flexibility and tremendous long-term potential beyond its current residential use. Whether you envision preserving it as a treasured historic home, creating an income-producing investment, or exploring future possibilities, this is a truly unique opportunity. Buyers should verify all zoning regulations, permitted uses, and future development opportunities directly with the City of Dunedin. Rarely does a property combine historic charm, an oversized lot, a substantial detached garage, incredible versatility, and one of the most desirable locations in Downtown Dunedin. This is more than a home—it’s an opportunity to own a piece of Dunedin’s history while investing in its future. Schedule your private showing today.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,950,000
$845 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,308 sq ft
Time on market
88 days
Year built
1915
Monthly payment
About $11,382/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,843 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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