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Overview

3 bd3 ba1,729 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot6,560 sqft
Living area1,729 sqft
Price / sqft$275
Garage2 car

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About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsBalconyDishwasherElectric Water HeaterRange

3141 N Canal Dr is a 1984-built home in Lake Tarpon Estates, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,729 square feet of living space. Listed at $475,000 (about $275/sqft), 96 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to your own slice of waterfront paradise on Lake Tarpon! This canal-front property offers the perfect combination of boating, recreation, and Florida living, with direct access to one of Tampa Bay's most sought-after waterfront destinations. Located just minutes from beautiful Lake Tarpon, this waterfront home is ideal for boating enthusiasts, anglers, and anyone who loves an active outdoor lifestyle. Enjoy easy access to boating, water skiing, wakeboarding, tubing, fishing, and sunset cruises right from your backyard. The property features a private boat dock, making it easy to get out on the water whenever the mood strikes. Major updates include a NEW ROOF (2024). Outside, you'll find a large screened enclosure, complete with a caged lap pool and spillover spa, creating the perfect setting for entertaining, relaxing, or enjoying the Florida sunshine year-round. The flexible floor plan offers excellent options for today's lifestyle needs. A spacious downstairs bonus room with a private bath is ideal for a home office, media room, game room, guest suite, or multigenerational living arrangement. Upstairs, the main living area is filled with natural light and architectural charm. The expansive great room features vaulted ceilings, skylights, and a fireplace, creating a warm and inviting gathering space. Step onto the second-floor balcony and enjoy tranquil water views. The main living area offers three bedrooms and two baths, including a private primary suite with an en-suite bath and jetted tub. Whether you're looking for a waterfront pool home, a canal-front property with boat access, a home with direct lake access, or a place to enjoy the ultimate Tampa Bay boating community lifestyle, this property delivers. Conveniently located near Gulf beaches, shopping, dining, entertainment, top-rated amenities, and Tampa International Airport, you'll enjoy the perfect balance of waterfront living and everyday convenience. Bring your boat, your fishing gear, and your sense of adventure—this Lake Tarpon waterfront home is ready for you to start making memories.

The essentials

Built
1984
Price / sqft
$275
On market
96 days
Annual tax
$8,448
Flood zone
X500 · Low risk
Lot
6,560 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Waterfront
Canal - Freshwater
Private pool
Gunite
2 car garage
6,560 sqft lot
Lot size

Payment

Est. monthly payment
$3,419/mo
Down payment (20%)
$95,000
Property taxes
$704/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
6,560 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Screen Enclosure
Waterfront
Canal - Freshwater
Days on Market
96
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Balcony
Dishwasher
Electric Water Heater
Range
Refrigerator
Flood Zone X500
Annual Tax (2025)
$8,448
Parcel #
32-27-16-48780-000-0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Tarpon Estates
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,560 sqft
In CountyPaved

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #TB8518778
$475,000-5.0%
$275/sqft
-
Price change
Source: Stellar MLS #TB8518778
$499,900-4.8%
$289/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #TB8518778
$525,000
$304/sqft

Neighborhood

3141 N Canal Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$467,500 – $475,000
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34684 landed at this number or higher (51%). The median one sat 19 days before it went under contract, and this one is on day 96 after a $50,000 cut.

Sample: 140 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,419/mo
Principal & interest$2,477
Property taxes$704
Insurance$238
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$275 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,729 sq ft

Time on market

96 days

Year built

1984

Monthly payment

About $3,419/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,448 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY LLCListing agent: Katherine SakkisListing data from Stellar MLS, MLS# TB8518778.

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