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About this home
505 Whispering Oak Dr is a 1980-built home in Oakleaf Village, Tarpon Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,616 square feet of living space. Listed at $420,000 (about $260/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 annually.
Spacious home with rare boat/RV parking in desirable Oakleaf Village offers the perfect combination of space, updates, and location. Finally—room for all your toys—this beautifully maintained 3-bedroom, 2-bath ranch-style home sits on over a ¼-acre lot at the end of a quiet cul-de-sac in sought-after Oakleaf Village in Tarpon Springs. Surrounded by mature oak canopies, the property blends privacy, charm, and functionality, with no CDD, optional HOA, and no flood insurance required. Key updates include windows and doors (2021), water heater (2020), exterior paint (2024), A/C (2018 with fan motor replaced in 2025), roof (2012), and solid block construction, offering peace of mind for years to come. Inside, the home features high ceilings and an open, versatile floor plan with both a great room and a separate family room with french doors which lead to backyard, ideal for entertaining or flexible living arrangements. There is no carpet, mostly 18” ceramic tile throughout, laminate in 2 bedrooms, and stained concrete in the third bedroom with access to the rear screened & covered porch. The flooring provides durability and easy maintenance. The spacious kitchen offers abundant cabinetry and counter space, snack bar and a new side-by-side refrigerator (2025), and direct views of the backyard with access to the screened porch. The large primary suite includes a stylish barn door entry and en suite bath with a walk-in shower, updated vanity and faucet, while the secondary bedrooms are generously sized and supported by a fully remodeled guest bathroom. Outdoor living is a standout, with a backyard designed for entertaining featuring a swim spa with deck and a screened porch for year-round enjoyment and a PVC fence along the back yard for privacy. The oversized 2-car garage, extended driveway, and additional parking pad provide ample parking, while double-gate backyard access allows easy storage for a boat, RV, camper, or work vehicle. The location is equally appealing, with close proximity to St. Petersburg College, the Downtown area, Howard Park Beach, Sunset Beach, the Pinellas Trail, Tarpon Springs Sponge Docks, Innisbrook Golf Resort, shopping, dining, and medical facilities, plus convenient access to Belcher Road, US-19, and Alt-19. A unique bonus is that the home is located on the same electrical grid as a nearby hospital, which can help minimize power interruptions during storms. This is a rare opportunity to own a move-in ready home with space, updates, and flexibility in one of the area’s most desirable neighborhoods—schedule your showing today.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$420,000
$260 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,616 sq ft
Time on market
119 days
Year built
1980
Monthly payment
About $2,544/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,693 annual tax bill, insurance, and the $30/yr HOA fee.
HOA fee
$30/yr
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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