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About this home
3520 Stable Ridge Ln is a 1973-built home in Paddock Grove Estates Unrec, Land O Lakes. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,663 square feet of living space. Listed at $389,000 (about $234/sqft), 116 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $25 annually.
Welcome to this inviting 3-bedroom, 2-bathroom pool home with a 2-car garage, perfectly situated in the highly sought-after Lake Padgett Estates. This community is a water lover’s paradise, offering exclusive access to three ski-sized lakes and a dedicated fishing lake. Bring your boat and jet skis, and start living the Florida lifestyle you’ve always dreamed of! Inside, the home features an expansive family and dining room combination, ideal for entertaining. The beautifully upgraded kitchen is a chef's delight, showcasing stunning granite countertops, ample cabinetry, a built-in wine rack, and a cozy adjacent eating space. Just off the kitchen, you’ll find a versatile bonus room—perfect for a home office—along with a dedicated laundry room that provides convenient access to the attached garage. Step outside to your private oasis. Relax on the covered lanai or take a dip in the large, screen-enclosed pool, all surrounded by a serene and exceptionally private backyard.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 138 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$389,000
$234 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,663 sq ft
Time on market
116 days
Year built
1973
Monthly payment
About $2,540/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,772 annual tax bill, insurance, and the $25/yr HOA fee.
HOA fee
$25/yr
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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