477 Harbor Ridge Dr, photo 1
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Overview

3 bd3 ba1,700 sqft2 car garageTownhouse
TypeTownhouse
HOA$420/mo
Built2013
Lot3,036 sqft
Living area1,700 sqft
Price / sqft$220
Garage2 car

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Saturday, Oct 17 · 11:00 AM to 1:00 PM

About this home

Open FloorplanPrimarybedroom UpstairsWalk-in Closet(s)SidewalkCommunity MailboxPoolSidewalksDishwasher

477 Harbor Ridge Dr is a 2013-built home in Harbor Ridge Of Palm Harbor, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,700 square feet of living space. Listed at $373,999 (about $220/sqft), 115 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $420 monthly.

From the listing

Welcome to 477 Harbor Ridge Dr! This charming and well-maintained home offers 3 spacious bedrooms, 2.5 bathrooms, and approximately 1,700 square feet of comfortable living space. Designed for both everyday living and entertaining, the home features a functional floor plan with generous living areas, a bright and inviting atmosphere, and plenty of room for family and guests. The primary suite provides a private retreat, while the additional bedrooms offer flexibility for a growing family, home office, or guest accommodations. Conveniently located across the street from conservation and in a desirable neighborhood, this property combines comfort, style, and practicality, making it a wonderful place to call home.

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The essentials

Built
2013
Price / sqft
$220
On market
115 days
Annual tax
$3,445
HOA
$420/mo
Flood zone
X · Low risk
Lot
3,036 sqft
Type
Townhouse

At a glance

Townhouse
Built 2013
Community pool
Shared amenity
2 car garage
3,036 sqft lot
Lot size
1,700 sqft
Living area

Payment

Est. monthly payment
$2,845/mo
Down payment (20%)
$74,800
Property taxes
$287/mo
HOA
$420/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2013
Lot
3,036 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
115
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Sidewalk
Community Mailbox
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,445
Parcel #
23-27-15-36302-000-0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Ridge Of Palm Harbor
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
3,036 sqft
HOA
$420/mo
Ameri-Tech Angela

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8521947
$373,999-1.6%
$220/sqft
-
Price change
Source: Stellar MLS #TB8521947
$379,990-3.3%
$224/sqft
6/19/2026
Listed for sale
Source: Stellar MLS #TB8521947
$393,000
$231/sqft

Neighborhood

477 Harbor Ridge Dr
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $373,999
$370,000 – $373,999
98.9% – 100% of listTops out right at the list price
80% of listList price
35 of the last 68 townhouse or villa closings in 34683 landed at this number or higher (51%). The median one sat 35 days before it went under contract, and this one is on day 115 after a $19,001 cut.

Sample: 68 closed townhouse or villa sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,845/mo
Principal & interest$1,951
Property taxes$287
Insurance$187
HOA$420
Down payment20% · $74,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$373,999

$220 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,700 sq ft

Time on market

115 days

Year built

2013

Monthly payment

About $2,845/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,445 annual tax bill, insurance, and the $420/mo HOA fee.

HOA fee

$420/mo

Managed by Ameri-Tech Angela.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKEY PREMIER REALTYListing agent: Alexis ScottListing data from Stellar MLS, MLS# TB8521947.

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