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Overview

2 bd2 ba2,068 sqft2 car garageSingle Family
TypeSingle Family
HOA$74/mo
Built1989
Lot6,500 sqft
Living area2,068 sqft
Price / sqft$164
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboSplit BedroomThermostatVaulted Ceiling(s)Walk-in Closet(s)

9909 Saint Joseph CT is a 1989-built home in Heritage Lake, New Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,068 square feet of living space. Listed at $340,000 (about $164/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $74 monthly.

From the listing

Situated on a quiet cul-de-sac in the highly sought-after Heritage Lake retirement community, this one-of-a-kind home is among the largest in the neighborhood and enjoys picture-perfect views of expansive green space and the pond beyond. A fully permitted enclosed Florida room adds valuable heated and cooled living space, creating the perfect setting for entertaining or simply relaxing while enjoying the peaceful views. Featuring a convenient pass-through window from the kitchen, family dinners and get-togethers have never been easier! With no rear neighbors, the screened-in rear porch provides an ideal place to experience Florida living year-round. At the front of the house, a large covered porch, accented with beautiful pavers and mature landscaping, creates exceptional curb appeal! Inside, unique touches and thoughtful upgrades add warmth and character throughout the home. Details such as engraved palm tree glass doors, quality crown molding, a charming oriel window, and new high-quality ceiling fans will leave you feeling at home as soon as you walk in. Major updates include a roof and water heater that were installed just two years ago. With the newer HVAC system offering plenty of useful life, you'll enjoy peace of mind knowing all of the home's major components are taken care of.

The essentials

Built
1989
Price / sqft
$164
On market
109 days
Annual tax
$4,758
HOA
$74/mo
Flood zone
X · Low risk
Lot
6,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Community pool
Shared amenity
2 car garage
6,500 sqft lot
Lot size
2,068 sqft
Living area

Payment

Est. monthly payment
$2,414/mo
Down payment (20%)
$68,000
Property taxes
$397/mo
HOA
$74/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
6,500 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
109
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Clubhouse
Gated Community - No Guard
Pool
Tennis Court(s)
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,758
Parcel #
13-26-16-008B-00000-1450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Lake
County
Pasco
MLS Area
34655 - New Port Richey/Seven Springs/Trinity
Lot Size
6,500 sqft
HOA
$74/mo
Heritage lake Community Association

Price history

Date
Event
Price
6/24/2026
Listed for sale
Source: Stellar MLS #TB8522427
$340,000
$164/sqft

Neighborhood

9909 Saint Joseph CT
New Port Richey, FL, 34655 · 34655 - New Port Richey/Seven Springs/Trinity

Market insights

Offer Insights

Choose an offer strength

List price: $340,000
$337,500 – $340,000
99.5% – 100% of listTops out right at the list price
80% of listList price
128 of the last 255 home closings in 34655 landed at this number or higher (50%). The median one sat 24 days before it went under contract, and this one is on day 109.

Sample: 255 closed home sales in 34655 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,414/mo
Principal & interest$1,773
Property taxes$397
Insurance$170
HOA$74
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$340,000

$164 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,068 sq ft

Time on market

109 days

Year built

1989

Monthly payment

About $2,414/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,758 annual tax bill, insurance, and the $74/mo HOA fee.

HOA fee

$74/mo

Managed by Heritage lake Community Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAGILE GROUP REALTYListing agent: Dan ShapiroListing data from Stellar MLS, MLS# TB8522427.

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