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Overview

4 bd4 ba2,920 sqft1 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built1969
Lot6,250 sqft
Living area2,920 sqft
Price / sqft$154
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Walk-in Closet(s)Private MailboxRain GuttersCooktopDishwasherDryerMicrowaveRange

3960 Headsail Dr is a 1969-built home in Flor-a-mar, New Port Richey. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,920 square feet of living space. Listed at $450,000 (about $154/sqft), 79 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $125 annually.

From the listing

APPRAISED AT $520,000 AND OFFERED AT JUST $450,000 — A $70,000 DIFFERENCE! Discover an exceptional opportunity in the sought-after Gulf Harbors community! This beautifully remodeled 4-bedroom, 3.5-bath home offers an impressive 2,920 square feet of living space at approximately $154 per square foot. Step inside and discover a spacious, open layout designed for comfortable everyday living and entertaining. With generous living areas, updated finishes, and plenty of room to spread out, this home offers the space and flexibility you've been searching for. And the lifestyle is just as appealing! Enjoy the benefits of Gulf Harbors with NO CDD fees and optional community memberships. The Gulf Harbors Civic Association offers access to two boat ramps and additional amenities for a low annual membership fee, while the separate Gulf Harbors Beach Club provides access to a private Gulf Coast beach. Whether you're looking for more space, a beautifully updated home, or the opportunity to enjoy Florida's coastal lifestyle, this property delivers an incredible combination of size, location, and value. Nearly 3,000 square feet, beautifully remodeled, and priced $70,000 below its reported appraisal! Opportunities like this deserve a closer look. Schedule your private showing today! Appraisal information provided by seller; appraisal is subject to independent verification Optional memberships available: Gulf Harbors Civic Association – $125 per year: Includes 24-hour access to the two boat ramps, game room, notary services on-site, medical equipment and chair rentals, member festivals, and other community benefits. Gulf Harbors Beach Club: A separate optional membership that provides access to the private beach.

The essentials

Built
1969
Price / sqft
$154
On market
79 days
Annual tax
$4,620
HOA
$125/yr
Flood zone
AE
Lot
6,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1969
1 car garage
6,250 sqft lot
Lot size
2,920 sqft
Living area

Payment

Est. monthly payment
$2,967/mo
Down payment (20%)
$90,000
Property taxes
$385/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1969
Lot
6,250 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
79
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,620
Parcel #
12-26-15-0070-01100-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Flor-a-mar
County
Pasco
MLS Area
34652 - New Port Richey
Lot Size
6,250 sqft
HOA
$125/yr
Gulf Harbors Civic Association

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #TB8543390
$450,000-5.3%
$154/sqft
-
Price change
Source: Stellar MLS #TB8543390
$475,000-5.0%
$163/sqft
8/27/2026
Listed for sale
Source: Stellar MLS #TB8543390
$500,000+127.3%
$171/sqft
6/30/2025
Sold
Source: Pasco County Public Record
$220,000
$75/sqft

Neighborhood

3960 Headsail Dr
New Port Richey, FL, 34652 · 34652 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$442,500 – $450,000
98.1% – 100% of listTops out right at the list price
80% of listList price
149 of the last 297 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 79 after a $50,000 cut.

Sample: 297 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,967/mo
Principal & interest$2,347
Property taxes$385
Insurance$225
HOA$10
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$154 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,920 sq ft

Time on market

79 days

Year built

1969

Monthly payment

About $2,967/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,620 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by Gulf Harbors Civic Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byAGILE GROUP REALTYListing agent: Tamara FontanotListing data from Stellar MLS, MLS# TB8543390.

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