3300 Cove Cay Dr #7D, photo 1
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Overview

2 bd2 ba1,070 sqftCondominium
TypeCondominium
Condo dues$731/mo
Built1982
Living area1,070 sqft
Price / sqft$215

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatWalk-in Closet(s)BalconyAssociation Recreation - OwnedBuyer Approval RequiredClubhouseDeed RestrictionsGated Community - Guard

3300 Cove Cay Dr #7D is a 1982-built home in Cove Cay Village IV, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,070 square feet of living space. Listed at $229,900 (about $215/sqft), 101 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $731 monthly.

From the listing

Wake up to breathtaking panoramic views from this top-floor 2-bedroom, 2-bath condominium in the highly desirable Cove Cay Village 4. From the spacious glass-enclosed and screened porch, enjoy sweeping vistas of Tampa Bay, the 9th fairway of the Cove Cay Golf Course, passing boats, and an abundance of Florida wildlife. With access from both the living room and the primary bedroom, this inviting space can be enjoyed year-round and is the perfect place to relax with your morning coffee or unwind while watching the ever-changing scenery. Inside, the bright, spacious and welcoming floor plan is enhanced by soft coastal-inspired colors, attractive laminate flooring, and window blinds throughout for comfort and privacy. The updated kitchen features beautiful cabinetry, stainless Samsung appliances, and a functional layout that's ideal for everyday living and entertaining. And the breakfast area features a large window to enjoy viewing the outside. Both bathrooms have been tastefully updated with beautifully tiled walk-in showers accented by neutral decorative tile, tile flooring, updated toilets, and stylish finishes that provide a fresh, timeless look. A 2021 water heater adds peace of mind, while the private laundry room, complete with a Maytag washer and dryer, is conveniently located just off the porch and offers additional storage and functionality. The covered carport keeps your vehicle protected from the Florida sun, and the condominium is being offered beautifully and fully furnished, making it a true turnkey opportunity—simply bring your suitcase and begin enjoying the Florida lifestyle from day one. This exceptional top-floor residence combines comfort, quality updates, and one of the most spectacular views in Cove Cay. Residents enjoy beautifully maintained grounds, a waterfront setting, golf, and convenient access to shopping, dining, Tampa International Airport, St. Pete–Clearwater International Airport, and the award-winning Gulf beaches. Whether you're searching for a year-round home or the perfect seasonal retreat, this move-in-ready condominium is sure to impress and is part of the Paradise known as Cove Cay.

The essentials

Built
1982
Price / sqft
$215
On market
101 days
Annual tax
$3,457
Condo dues
$731/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
7 stories · 1982
Waterfront
Bay/Harbor
Private balcony
Outdoor space
1,070 sqft
Living area

Payment

Est. monthly payment
$2,333/mo
Down payment (20%)
$45,980
Property taxes
$288/mo
Condo dues
$731/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1982
Lot
-
Cooling
Central Air
Heating
Central
Parking
Guest
Waterfront
Bay/Harbor
Days on Market
101
Thermostat
Walk-in Closet(s)
Balcony
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf
Restaurant
Special Community Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$3,457
Parcel #
29-29-16-18706-004-0074

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay Village IV
County
Pinellas
MLS Area
33760 - Clearwater
FloodZoneIn CountyNear MarinaOn Golf CoursePavedPrivateUnincorporated
Condo dues
$731/mo
Julie Nichols-Admin

Price history

Date
Event
Price
9/27/2026
Price change
Source: Stellar MLS #TB8524759
$229,900-3.4%
$215/sqft
7/3/2026
Listed for sale
Source: Stellar MLS #TB8524759
$237,900
$222/sqft

Neighborhood

3300 Cove Cay Dr #7D
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $229,900
$227,500 – $229,900
98.7% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33760 landed at this number or higher (53%). The median one sat 49 days before it went under contract, and this one is on day 101 after a $8,000 cut.

Sample: 36 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,333/mo
Principal & interest$1,199
Property taxes$288
Insurance$115
HOA$731
Down payment20% · $45,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,900

$215 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,070 sq ft

Time on market

101 days

Year built

1982

Monthly payment

About $2,333/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,457 annual tax bill, insurance, and $731/mo in condo dues.

Condo dues

$731/mo

Managed by Julie Nichols-Admin.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Kathleen McDowellListing data from Stellar MLS, MLS# TB8524759.

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