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Overview

4 bd4 ba2,428 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2021
Lot11,977 sqft
Living area2,428 sqft
Price / sqft$1,388
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

838 SW Kings Bay Dr is a 2021-built home in Crystal River Waterfront, Crystal River. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,428 square feet of living space. Listed at $3,369,000 (about $1,388/sqft), 92 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to waterfront living on one of Crystal River's most sought-after streets—Kings Bay Drive! Built in 2021 and offering over 2,400 square feet of thoughtfully designed living space, this exceptional home captures breathtaking panoramic views of Kings Bay while blending luxury, comfort, and the laid-back Nature Coast lifestyle. Designed to maximize both space and scenery, the flexible floor plan offers four bedrooms or three bedrooms plus a versatile flex room to fit your needs. High ceilings, oversized doors, elegant tray ceilings, and walls of windows fill the home with natural light, while French-style sliding glass doors seamlessly connect the living area to the expansive lanai, sparkling pool, and incredible waterfront backdrop. The spacious primary suite is a true retreat, featuring direct access to the pool and patio, dual walk-in closets, separate vanities, a jetted soaking tub, and an oversized walk-in shower. A second private primary suite with its own pool access provides the perfect setup for guests or multi-generational living. Storage is abundant throughout the home, including two oversized pantries and ample closet space. Outside, the paver driveway, walkways, and pool deck create beautiful curb appeal while extending the home's elegant finishes outdoors. Built high and dry, this property offers peace of mind along with an unbeatable location in Crystal River's popular golf cart community. Spend your days boating to waterfront restaurants, festivals, and local attractions, or explore the crystal-clear waters of Kings Spring, Hunter Springs, and the world-famous Three Sisters Springs—all just minutes away. Surrounded by abundant wildlife and stunning waterfront views, this is more than a home—it's the Florida lifestyle you've been dreaming of.

The essentials

Built
2021
Price / sqft
$1,388
On market
92 days
Annual tax
$8,384
Flood zone
AE
Lot
11,977 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Bay/Harbor
Private pool
Gunite
2 car garage
0.28 acres
Lot size

Payment

Est. monthly payment
$19,954/mo
Down payment (20%)
$673,800
Property taxes
$699/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
11,977 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
Gunite, In Ground, Lighting
Waterfront
Bay/Harbor
Days on Market
92
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Private Yard
Storage
Cooktop
Dishwasher
Disposal
Microwave
Range Hood
Refrigerator
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,384
Parcel #
17E-18S-28-0000-41000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crystal River Waterfront
County
Citrus
MLS Area
34429 - Crystal River
Lot Size
11,977 sqft
ClearedCity LimitsLandscapedLevelNear Golf CourseNear MarinaNear Public Transit

Price history

Date
Event
Price
7/14/2026
Listed for sale
Source: Stellar MLS #TB8529231
$3,369,000
$1,388/sqft

Neighborhood

838 SW Kings Bay Dr
Crystal River, FL, 34429 · 34429 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $3,369,000
$3.21M – $3.37M
95.3% – 100% of listTops out right at the list price
80% of listList price
25 of the last 48 home closings in 34429 landed at this number or higher (52%). The median one sat 76 days before it went under contract, and this one is on day 92.

Sample: 48 closed home sales in 34429 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$19,954/mo
Principal & interest$17,571
Property taxes$699
Insurance$1,685
Down payment20% · $673,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$3,369,000

$1,388 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,428 sq ft

Time on market

92 days

Year built

2021

Monthly payment

About $19,954/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,384 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPLANTATION REALTY, INC.Listing agent: Lisa VanDeBoeListing data from Stellar MLS, MLS# TB8529231.

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