

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- STAR FARMS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$279/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3518 Pinto Ln is a 2026-built home in Star Farms, Bradenton. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,904 square feet of living space. Listed at $1,219,900 (about $312/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $279 monthly.
Under Construction. An inviting porch leads to a grand two-story entryway. French doors open into the home office that overlooks the porch. A secluded guest suite, which includes a full bathroom and dual access to the laundry room, is off the main hallway. The open dining room and family room share a wall of windows and feature separate sliding glass doors that provide dual access to the extended covered lanai. The kitchen hosts a 5-burner gas cooktop, an island with built-in seating space, ample counter space, and a walk-in pantry. Off the main living area is the primary bedroom, which offers abundant natural light from a wall of windows. Double doors lead into the bathroom with dual vanities, a freestanding tub, a glass-enclosed shower, a linen closet, and two walk-in closets. Dual access to the laundry room is located through the space. Upstairs you are greeted by a game room, which also connects to a bonus flex room. Secondary bedrooms and a Hollywood bath complete the second level. The drop zone and a half bathroom are off the three-car garage.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 416 closed home sales in 34211 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,219,900
$312 per sq ft
Beds and baths
5 beds, 5 baths
Size
3,904 sq ft
Time on market
86 days
Year built
2026
Monthly payment
About $7,472/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,658 annual tax bill, insurance, and the $279/mo HOA fee.
HOA fee
$279/mo
Managed by Jason Golden.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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