2820 Traditions Blvd S, photo 1
Active
1 / 44

Overview

3 bd2 ba1,823 sqft2 car garageSingle Family
TypeSingle Family
HOA$485/mo
Built2006
Lot6,538 sqft
Living area1,823 sqft
Price / sqft$170
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)

2820 Traditions Blvd S is a 2006-built home in Traditions Ph 01, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,823 square feet of living space. Listed at $309,900 (about $170/sqft), 86 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $485 monthly.

From the listing

Welcome to 2820 Traditions Blvd S, located in the desirable 55+ gated community of Traditions at Lake Ruby in Winter Haven. This well-maintained Augusta model offers 3 bedrooms, 2 bathrooms, a spacious 2-car garage, and a peaceful pond-front setting. This home is perfect for Florida living! The open and comfortable floor plan provides beautiful pond views from the kitchen, dining area, living room, primary suite, and enclosed patio, allowing you to enjoy the tranquil Florida surroundings throughout the home. The kitchen offers ample cabinetry and workspace, while the spacious living areas create an inviting environment for both everyday living and entertaining. The split bedroom layout provides privacy for owners and guests alike. The enclosed patio is a wonderful space to relax, enjoy your morning coffee, or unwind while taking in the water views. Just outside your door, enjoy all that Traditions at Lake Ruby community provides, including a clubhouse, resort-style amenities, pool, fitness facilities, and recreational opportunities designed for an active adult lifestyle. Conveniently located in Winter Haven with easy access to shopping, dining, medical facilities, golf, and Central Florida attractions. Whether you are looking for a full-time residence or a seasonal retreat, this home offers comfort, convenience, and the opportunity to enjoy the relaxed lifestyle of Traditions at Lake Ruby.

The essentials

Built
2006
Price / sqft
$170
On market
86 days
Annual tax
$1,786
HOA
$485/mo
Flood zone
AE
Lot
6,538 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Pond
Community pool
Fitness center too
2 car garage
6,538 sqft lot
Lot size

Payment

Est. monthly payment
$2,405/mo
Down payment (20%)
$61,980
Property taxes
$149/mo
HOA
$485/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
6,538 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
86
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Basketball Court
Private Mailbox
Tennis Court(s)
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Cooktop
Dishwasher
Electric Water Heater
Freezer
Microwave
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,786
Parcel #
26-29-13-687552-001830

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Traditions Ph 01
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,538 sqft
Flood Insurance RequiredLandscapedPavedPrivate
HOA
$485/mo
Leland Management Dulcy Murchison

Price history

Date
Event
Price
7/21/2026
Listed for sale
Source: Stellar MLS #TB8531455
$309,900
$170/sqft

Neighborhood

2820 Traditions Blvd S
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$307,500 – $309,900
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 86.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,405/mo
Principal & interest$1,616
Property taxes$149
Insurance$155
HOA$485
Down payment20% · $61,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$170 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,823 sq ft

Time on market

86 days

Year built

2006

Monthly payment

About $2,405/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,786 annual tax bill, insurance, and the $485/mo HOA fee.

HOA fee

$485/mo

Managed by Leland Management Dulcy Murchison.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byAGENT GROUP REALTYListing agent: Stephanie BombinskiListing data from Stellar MLS, MLS# TB8531455.

Keep exploring Florida

Pick up where you left off, or see what else is out there.