20130 SW 95th St, photo 1
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Overview

4 bd2 ba2,745 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built1998
Lot51,401 sqft
Living area2,745 sqft
Price / sqft$182
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanWalk-in Closet(s)Window TreatmentsLighting

20130 SW 95th St is a 1998-built home in Rainbow Spgs 04 Rep, Dunnellon. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,745 square feet of living space. Listed at $499,000 (about $182/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

PRIVATE POOL HOME ON 1.18 ACRES WITH EXCLUSIVE RAINBOW SPRINGS RIVER ACCESS — JUST 20 MINUTES FROM THE WORLD EQUESTRIAN CENTER. Experience the perfect blend of privacy, comfort, and Florida living in this beautifully updated 4-bedroom plus office home, ideally situated on 1.18 acres in the highly sought-after Rainbow Springs Woodlands community. Surrounded by mature landscaping and peaceful natural beauty, this property offers nearly 2,800 square feet of thoughtfully designed living space with soaring ceilings, abundant natural light, and an open, inviting floor plan that's ideal for both everyday living and entertaining. At the heart of the home is the stunning kitchen, completely remodeled in 2022 with modern cabinetry, upgraded appliances, stylish finishes, and an open design that seamlessly connects to the main living areas—perfect for hosting family and friends. One of the home's standout features is the premium Reme HALO whole-home air purification system, professionally integrated into the HVAC system. This advanced technology continuously works to improve indoor air quality by helping reduce airborne bacteria, viruses, mold spores, allergens, dust, and odors throughout the home, creating a cleaner, healthier, and more comfortable living environment. Step outside and discover your own private backyard retreat. The sparkling pool and spa, expansive patio, and serene setting create the ultimate space to relax, entertain, or simply enjoy the Florida sunshine in complete privacy. Additional upgrades include a new HVAC system installed in 2024, ensuring years of energy-efficient comfort, along with Flood Zone X designation, a circular driveway, and a low HOA. Residents also enjoy exclusive access to Rainbow Springs' private river park, clubhouse, and community amenities, offering opportunities for swimming, kayaking, tubing, picnicking, and enjoying one of Florida's most beautiful spring-fed rivers. Conveniently located just 20 minutes from the World Equestrian Center and close to shopping, dining, golf, and countless outdoor recreational opportunities, this exceptional property offers the rare combination of acreage, modern updates, resort-style amenities, and an unbeatable location. If you've been searching for space, privacy, exceptional air quality, and the true Florida lifestyle, you've found it.

The essentials

Built
1998
Price / sqft
$182
On market
73 days
Annual tax
$6,419
HOA
$250/yr
Flood zone
X · Low risk
Lot
51,401 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
In Ground
2 car garage
Circular Driveway
1.18 acres
Lot size
2,745 sqft
Living area

Payment

Est. monthly payment
$3,407/mo
Down payment (20%)
$99,800
Property taxes
$535/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
51,401 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway
Pool
In Ground
Days on Market
73
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Walk-in Closet(s)
Window Treatments
Lighting
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Golf Carts OK
Playground
Pool
Racquetball
Restaurant
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,419
Parcel #
3295-132-008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Spgs 04 Rep
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
51,401 sqft
HOA
$250/yr
Amy Martin

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8531470
$499,000-2.0%
$182/sqft
-
Price change
Source: Stellar MLS #TB8531470
$509,000-1.4%
$185/sqft
7/28/2026
Listed for sale
Source: Stellar MLS #TB8531470
$516,000
$188/sqft

Neighborhood

20130 SW 95th St
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$485,000 – $499,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 250 home closings in 34431 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 73 after a $17,000 cut.

Sample: 250 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,408/mo
Principal & interest$2,602
Property taxes$535
Insurance$250
HOA$21
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$182 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,745 sq ft

Time on market

73 days

Year built

1998

Monthly payment

About $3,407/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,419 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Amy Martin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY- PALM HARBORListing agent: Brandon RimesListing data from Stellar MLS, MLS# TB8531470.

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