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Overview

4 bd3 ba2,560 sqft2 car garageSingle Family
TypeSingle Family
HOA$158/yr
Built2018
Lot6,440 sqft
Living area2,560 sqft
Price / sqft$168
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Dry BarEat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

10032 Sage Creek Dr is a 2018-built home in Belmont North Ph 2a, Sun City Center. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,560 square feet of living space. Listed at $429,000 (about $168/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $158 annually.

From the listing

***SELLER WILL ASSIST BUYER(S) WITH CLOSING COSTS UP TO $10,000*** Welcome to this beautifully maintained 4-bedroom, 2.5-bath home offering 2,533 heated square feet of comfortable living space. The spacious kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinets, easy-glide shelving, and stainless steel appliances. The open and functional floor plan with volume ceilings provides plenty of room for gathering with family and friends, while generous living spaces offer flexibility to fit your lifestyle. The owner's suite is truly oversized and offers beautiful pond views. The ensuite bathroom features a double vanity with granite countertops, a garden tub, walk-in shower, and an expansive walk-in closet. Additionally direct access to the large separate laundry room with washer/dryer for added convenience. Open floor plan from living room area that leads to a screened-in lanai overlooking the pond, and a large fenced backyard, creating the perfect space for relaxing or entertaining outdoors. Located in the desirable Belmont community with easy access to I-75, residents enjoy outstanding amenities including two resort-style pools, walking trails, playgrounds, basketball courts, and tennis courts. Conveniently situated near restaurants, shopping, schools, beaches, airports, Downtown Tampa, Sarasota, and MacDill Air Force Base, this home offers the perfect blend of comfort, convenience, and Florida living in the growing Ruskin area. Welcome Home!

The essentials

Built
2018
Price / sqft
$168
On market
80 days
Annual tax
$6,253
HOA
$158/yr
Flood zone
X · Low risk
Lot
6,440 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Community pool
Shared amenity
2 car garage
Curb Parking
6,440 sqft lot
Lot size
2,560 sqft
Living area

Payment

Est. monthly payment
$2,986/mo
Down payment (20%)
$85,800
Property taxes
$521/mo
HOA
$158/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
6,440 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Curb Parking, Driveway, Guest, On Street, Open
Days on Market
80
Dry Bar
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Awning(s)
Dog Run
Hurricane Shutters
Lighting
Outdoor Grill
Playground
Private Yard
Rain Gutters
Shade Shutter(s)
Sprinkler Metered
Community Mailbox
Dog Park
Park
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Trash Compactor
Washer
Water Softener
Elementary
Belmont Elementary School
Middle
Eisenhower-HB
High
Sumner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,253
Parcel #
U-19-31-20-A6S-000037-00003.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Belmont North Ph 2a
County
Hillsborough
MLS Area
33573 - Sun City Center / Ruskin
Lot Size
6,440 sqft
HOA
$158/yr
Communities First Association Management

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8531642
$429,000-2.5%
$168/sqft
7/24/2026
Listed for sale
Source: Stellar MLS #TB8531642
$439,900
$172/sqft

Neighborhood

10032 Sage Creek Dr
Sun City Center, FL, 33573 · 33573 - Sun City Center / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $429,000
$425,000 – $429,000
99.2% – 100% of listTops out right at the list price
80% of listList price
117 of the last 232 home closings in 33573 landed at this number or higher (50%). The median one sat 44 days before it went under contract, and this one is on day 80 after a $10,900 cut.

Sample: 232 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,986/mo
Principal & interest$2,237
Property taxes$521
Insurance$215
HOA$13
Down payment20% · $85,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,000

$168 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,560 sq ft

Time on market

80 days

Year built

2018

Monthly payment

About $2,986/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,253 annual tax bill, insurance, and the $158/yr HOA fee.

HOA fee

$158/yr

Managed by Communities First Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPREMIER REALTY OF TAMPAListing agent: Kerri ConnollyListing data from Stellar MLS, MLS# TB8531642.

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