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Overview

4 bd3 ba2,017 sqftSingle Family
TypeSingle Family
HOA$135/yr
Built2016
Lot6,175 sqft
Living area2,017 sqft
Price / sqft$223

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

3610 Montero CT is a 2016-built home in Montero Village, Sun City Center. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,017 square feet of living space. Listed at $450,000 (about $223/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $135 annually.

From the listing

**SELLER MOTIVATED — Seller may consider assisting with closing costs and/or interest rate buy-down credits!** Welcome to Montero Village, a quiet cul-de-sac community of just 12 custom homes and is NOT AGE RESTRICTED. This thoughtfully designed and custom-built home offers a rare combination of custom craftsmanship, modern updates, a peaceful water view and an unbeatable location. From the moment you arrive, the stone-front elevation and freshly sodded St. Augustine lawn create an impressive first impression. Step inside and you’ll immediately notice the craftsmanship that sets this home apart, including **real brickwork personally laid by the builder** framing the flat-top range and kitchen island along with crown molding, custom trim and other architectural details throughout. With tray and 9-foot ceilings, the home feels open and inviting. Major updates provide peace of mind, including a **2025 roof, 2021 HVAC system, radiant barrier insulation and dual-pane windows** The spacious chef’s kitchen is designed for both everyday living and entertaining, offering premium finishes and a functional layout. The luxurious primary suite features **dual walk-in closets, dual vanities, a garden soaking tub and a spa-inspired dual-entry walk-in shower with dual shower heads**. A separate Jack-and-Jill bedroom configuration provides additional privacy and convenience for family or guests. Outside, the large screened patio overlooks the peaceful waterfront, creating a relaxing backdrop without the maintenance that comes with waterfront property. The included patio swing is the perfect place to enjoy your morning coffee, read a book or unwind in the evening. The 8-foot garage door provides easy access for full-size vehicles or a golf cart, making it especially convenient in this golf-cart-friendly community. Golf enthusiasts will appreciate being just blocks from Cypress Creek Golf Club, with membership options available for those looking to make golf part of their lifestyle. Conveniently located less than a half-mile from I-75 and within approximately 3 miles of everyday essentials, this home offers a quiet neighborhood setting while keeping shopping, dining and daily conveniences close at hand. Additional highlights include custom woodwork and architectural details throughout, spacious living areas, a peaceful water view and the privacy of a small 12-home cul-de-sac community. Seller motivation and potential assistance with closing costs or an interest rate buy-down make this an opportunity worth taking a closer look at. Schedule your private showing today and come see what makes this such a special home.

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The essentials

Built
2016
Price / sqft
$223
On market
4 days
Annual tax
$6,718
HOA
$135/yr
Flood zone
X · Low risk
Lot
6,175 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
Waterfront
Pond
6,175 sqft lot
Lot size
2,017 sqft
Living area

Payment

Est. monthly payment
$3,143/mo
Down payment (20%)
$90,000
Property taxes
$560/mo
HOA
$135/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
6,175 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener, Ground Level, Oversized
Waterfront
Pond
Days on Market
4
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Golf Carts OK
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Cooktop
Electric Water Heater
Microwave
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,718
Parcel #
U-11-32-19-1VQ-000000-00003.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Montero Village
County
Hillsborough
MLS Area
33573 - Sun City Center / Ruskin
Lot Size
6,175 sqft
LandscapedSidewalkStreet Dead-End
HOA
$135/yr
Roger

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #TB8555507
$450,000+55.2%
$223/sqft
10/14/2016
Sold
Source: Hillsborough County Public Record
$289,900
$144/sqft

Neighborhood

3610 Montero CT
Sun City Center, FL, 33573 · 33573 - Sun City Center / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$447,500 – $450,000
99.2% – 100% of listTops out right at the list price
80% of listList price
119 of the last 237 home closings in 33573 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 4.

Sample: 237 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,143/mo
Principal & interest$2,347
Property taxes$560
Insurance$225
HOA$11
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$223 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,017 sq ft

Time on market

4 days

Year built

2016

Monthly payment

About $3,143/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,718 annual tax bill, insurance, and the $135/yr HOA fee.

HOA fee

$135/yr

Managed by Roger.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTY UNLIMITEDListing agent: Geno StopowenkoListing data from Stellar MLS, MLS# TB8555507.

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