23427 Pine Lake St, photo 1
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Overview

4 bd2 ba2,009 sqft2 car garageSingle Family
TypeSingle Family
HOA$60/mo
Built1991
Lot16,373 sqft
Living area2,009 sqft
Price / sqft$224
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 11:00 AM to 1:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)Window Treatments

23427 Pine Lake St is a 1991-built home in Pine Lake, Land O Lakes. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,009 square feet of living space. Listed at $450,000 (about $224/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 monthly.

From the listing

MOVIVATED SELLERS!! ENTERTAINING ALL OFFERS!! HOME WARRANTY BEING OFFERED TO BUYERS!! Welcome Home to Lake Padgett Estates East! This well-established neighborhood has a lot to offer, and this is your opportunity to enjoy those amenities from this well-maintained home. Presenting this 4-bedroom, 2-bathroom, 2 Car Garage with a utility door, Waterfront home on .38 acre. This incredible split-floor plan offers privacy for the primary bedroom with an ensuite and walk-in closet, with 3 well-appointed secondary bedrooms. The second bathroom is a pool bath leading to the large backyard ready for a private pool installation. The wood-burning fireplace is double-sided, with stone from the hearth to the ceiling, and can be enjoyed from both the living room, family room, dining room, and kitchen. Such a beautiful centerpiece to gather around. There are sliders from the primary bedroom, living room, and family room, as well as a secondary bedroom, to the covered, screened, expansive lanai overlooking the meticulously landscaped backyard and pond. Front yard was just re-sodded. ROOF 2023. Hot Water Heater 2025. DOORS 2019. WINDOWS replaced 2015-2021. Kitchen updated with newer appliances and granite counters and backsplash. Inside laundry room with utility sink and much storage. NO CDD! LOW HOA, which offers a clubhouse with a restaurant, community pool, fitness center, tennis, racquetball, basketball, playground, volleyball, running track, pickleball, and an active yearly calendar of community events! Schedule your showing to see why so many love to call Lake Padgett Home!! Close proximity to newly renovated public library & Recreation Center on Collier Parkway, Shopping, Restaurants, Medical, Entertainment, and Major Highways. More community information is on lakepadgetteast web site.

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The essentials

Built
1991
Price / sqft
$224
On market
73 days
Annual tax
$2,187
HOA
$60/mo
Flood zone
X · Low risk
Lot
16,373 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
0.38 acres
Lot size

Payment

Est. monthly payment
$2,814/mo
Down payment (20%)
$90,000
Property taxes
$182/mo
HOA
$60/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
16,373 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
73
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Clubhouse
Fitness Center
Playground
Pool
Restaurant
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Pasco Elementary School-PO
Middle
Pine View Middle-PO
High
Land O' Lakes High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,187
Parcel #
20-26-19-003C-00200-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Lake
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
16,373 sqft
HOA
$60/mo
Lisa Prompt 1

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8532404
$450,000-2.2%
$224/sqft
-
Price change
Source: Stellar MLS #TB8532404
$459,900-5.2%
$229/sqft
7/29/2026
Listed for sale
Source: Stellar MLS #TB8532404
$485,000+340.9%
$241/sqft
8/1/1991
Sold
Source: Pasco County Public Record
$110,000
$55/sqft

Neighborhood

23427 Pine Lake St
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$445,000 – $450,000
99% – 100% of listTops out right at the list price
80% of listList price
69 of the last 136 home closings in 34639 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 73 after a $35,000 cut.

Sample: 136 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,814/mo
Principal & interest$2,347
Property taxes$182
Insurance$225
HOA$60
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$224 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,009 sq ft

Time on market

73 days

Year built

1991

Monthly payment

About $2,814/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,187 annual tax bill, insurance, and the $60/mo HOA fee.

HOA fee

$60/mo

Managed by Lisa Prompt 1.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byATRIUM REALTY, LLCListing agent: Jo-Ann FrazhoListing data from Stellar MLS, MLS# TB8532404.

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