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Overview

5 bd3 ba3,207 sqft3 car garageSingle Family
TypeSingle Family
HOA$195/yr
Built2009
Lot6,702 sqft
Living area3,207 sqft
Price / sqft$179
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)SidewalkClubhouseDeed RestrictionsFitness CenterPlayground

2841 Trinity Cottage Dr is a 2009-built home in Concord Station Phase 4 Units, Land O Lakes. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,207 square feet of living space. Listed at $574,900 (about $179/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 annually.

From the listing

The sellers have approved an additional $5,000 reduction, bringing the total price improvement to $25,000 on this impressive Concord Station home! 2841 Trinity Cottage Drive, Land O' Lakes Don't miss this renewed opportunity to own an expansive pond-view home on a desirable cul-de-sac in Concord Station. Rare opportunity to own one of the largest floor plans in Concord Station! This beautifully maintained 5-bedroom, 3-bath home features 3,207 square feet of thoughtfully designed living space on a premium pond-view cul-de-sac homesite. The expansive backyard is fully enclosed with a vinyl privacy fence, creating the perfect setting for entertaining, family gatherings, pets, or simply relaxing while enjoying peaceful water views. Step through the front door into soaring ceilings and an inviting floor plan featuring formal living and dining rooms, a spacious family room, and a generously sized kitchen complete with abundant cabinetry, ample countertop space, a center island with breakfast bar, pantry, and a casual dining area overlooking the backyard. The first floor also features a private bedroom and full bathroom. A temporary partition currently creates a private living space that is ideal for a potential mother-in-law suite, multigenerational living, extended family, long-term guests, or a home office. The partition can easily be removed to restore the original open floor plan. Upstairs, an oversized loft provides endless possibilities as a media room, game room, playroom, fitness area, or second family room. The spacious owner's retreat includes dual vanities, a relaxing garden tub, a separate walk-in shower, and a large walk-in closet. Three additional generously sized bedrooms complete the second floor. Additional highlights include a newer upstairs A/C system and a three-car garage. Community amenities feature a resort-style pool, clubhouse, fitness center, playgrounds, tennis and basketball courts, and scenic walking trails. The location also provides convenient access to highly regarded schools, shopping, dining, and the Suncoast Parkway. If you've been searching for space, flexibility, peaceful water views, and an exceptional location, this is a home you won't want to miss. Schedule your private showing today!

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The essentials

Built
2009
Price / sqft
$179
On market
71 days
Annual tax
$6,121
HOA
$195/yr
Flood zone
X · Low risk
Lot
6,702 sqft
Type
Single Family Residence

At a glance

Single family
Built 2009
Community pool
Fitness center too
3 car garage
6,702 sqft lot
Lot size
3,207 sqft
Living area

Payment

Est. monthly payment
$3,812/mo
Down payment (20%)
$114,980
Property taxes
$510/mo
HOA
$195/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2009
Lot
6,702 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
71
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Playground
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Oakstead Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,121
Parcel #
28-26-18-0030-00G00-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Concord Station Phase 4 Units
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
6,702 sqft
HOA
$195/yr
Kathleen Wasburn

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8527425
$574,900-0.9%
$179/sqft
-
Price change
Source: Stellar MLS #TB8527425
$579,900-3.3%
$181/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #TB8527425
$599,900+121.4%
$187/sqft
2/1/2009
Sold
Source: Pasco County Public Record
$271,000
$85/sqft

Neighborhood

2841 Trinity Cottage Dr
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $574,900
$570,000 – $574,900
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 335 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 71 after a $25,000 cut.

Sample: 335 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,812/mo
Principal & interest$2,998
Property taxes$510
Insurance$287
HOA$16
Down payment20% · $114,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,900

$179 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,207 sq ft

Time on market

71 days

Year built

2009

Monthly payment

About $3,812/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,121 annual tax bill, insurance, and the $195/yr HOA fee.

HOA fee

$195/yr

Managed by Kathleen Wasburn.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE ELITE REALTY EXPERIENCEListing agent: Angel GonzalezListing data from Stellar MLS, MLS# TB8527425.

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