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Overview

5 bd5 ba3,540 sqft3 car garageSingle Family
TypeSingle Family
HOA$756/qtr
Built2012
Lot13,771 sqft
Living area3,540 sqft
Price / sqft$219
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorStone Counters

3431 Diamond Falls Cir is a 2012-built home in Stonegate Ph 2, Land O Lakes. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,540 square feet of living space. Listed at $774,000 (about $219/sqft), 42 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $756 quarterly.

From the listing

Lakefront Luxury Living in Gated Stonegate Welcome to this exceptional lakefront home in the highly sought-after gated community of Stonegate in Land O' Lakes, Florida. Perfectly positioned on a private 0.32-acre pie-shaped lot tucked away at the back of the neighborhood, this stunning 5-bedroom, 4.5-bath residence offers 3,540 square feet of thoughtfully designed living space, complete with a private mother-in-law suite and breathtaking waterfront views. Built in 2012 with quality craftsmanship throughout, this home welcomes you with elegant architectural details including arched entryways, custom columns, soaring double-tiered coffered ceilings, decorative art niches, and a custom paint palette that creates a warm atmosphere. The spacious family room serves as the heart of the home, featuring custom built-in shelving and expansive windows that frame tranquil views of the freshwater fishing lake. Enjoy peaceful mornings watching deer and native wildlife from the comfort of your living room or while relaxing outdoors. The gourmet kitchen is designed for both everyday living and entertaining, showcasing granite countertops, a custom undermount sink, tile backsplash, rich espresso cabinetry, stainless steel appliances, recessed lighting, a breakfast bar, and a sunny breakfast nook overlooking the water. The luxurious primary suite is a true retreat, offering plush carpeting, a ceiling fan, beautiful lake views, and two walk-in closets. The spa-inspired primary bath features dual granite vanities with upgraded fixtures, espresso cabinetry, a relaxing garden tub, and a separate glass-enclosed shower. Upstairs, a spacious bonus room opens through two sliding glass doors to a screened balcony overlooking the lake—an ideal space for a media room, game room, or additional family gathering area. Three generously sized secondary bedrooms provide comfortable accommodations, including two connected by a convenient Jack-and-Jill bathroom, while an additional guest suite enjoys its own private bath with granite countertops and espresso cabinetry. Additional living spaces include a formal living room with sliding glass doors leading outdoors and an elegant formal dining room, offering flexibility for entertaining and everyday living. Outside, the oversized pie-shaped lot provides privacy, mature landscaping, and spectacular lakefront scenery. Whether enjoying morning coffee, evening sunsets, or casting a line into the freshwater lake, this backyard offers a peaceful Florida lifestyle rarely found. Residents of Stonegate enjoy outstanding community amenities including a resort-style swimming pool, secure fitness center, and a fishing pier overlooking the neighborhood pond. Conveniently located just minutes from the Veterans Expressway, this home offers an easy commute to Tampa while remaining less than an hour from some of America's most celebrated Gulf Coast beaches. This remarkable home combines elegant design, generous living spaces, and an unbeatable waterfront setting to create the perfect place to call home.

The essentials

Built
2012
Price / sqft
$219
On market
65 days
Annual tax
$10,272
HOA
$756/qtr
Flood zone
X · Low risk
Lot
13,771 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Waterfront
Lake Front
Community pool
Fitness center too
3 car garage
Driveway
0.32 acres
Lot size

Payment

Est. monthly payment
$5,532/mo
Down payment (20%)
$154,800
Property taxes
$856/mo
HOA
$756/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
13,771 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Lake Front
Days on Market
65
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Deed Restrictions
Fitness Center
Gated Community - Guard
Gated Community - No Guard
Pool
Sidewalks
Special Community Restrictions
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Oakstead Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,272
Parcel #
18-26-23-007.0-014.00-020.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stonegate Ph 2
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
13,771 sqft
Cul-De-SacIn CountyLandscapedPaved
HOA
$756/qtr
Jeff D'Amours

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8534764
$774,000-3.1%
$219/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #TB8534764
$799,000+14.1%
$226/sqft
12/8/2021
Sold
Source: Pasco County Public Record
$700,000
$198/sqft

Neighborhood

3431 Diamond Falls Cir
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $774,000
$770,000 – $774,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 335 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 65 after a $25,000 cut.

Sample: 335 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,532/mo
Principal & interest$4,037
Property taxes$856
Insurance$387
HOA$252
Down payment20% · $154,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$774,000

$219 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,540 sq ft

Time on market

65 days

Year built

2012

Monthly payment

About $5,532/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,272 annual tax bill, insurance, and the $756/qtr HOA fee.

HOA fee

$756/qtr

Managed by Jeff D'Amours.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Archie Campbell, IIIListing data from Stellar MLS, MLS# TB8534764.

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