102 Schooner Dr #102, photo 1
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Overview

0 baLand
TypeLand
HOA$215/mo
Lot622,041 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Street Lights

102 Schooner Dr #102 is a home in Crystal Bay M/H Club Inc Unrec, Palm Harbor. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $215 monthly.

From the listing

Property Overview Bring your architectural dreams to life on this rare waterfront vacant lot nestled directly on a tranquil channel leading straight out to the sparkling waters of St. Joseph Sound and the Gulf of Mexico. Whether you envision a custom coastal retreat or a modern manufactured masterpiece, this blank canvas offers the ultimate Florida boating lifestyle. Best of all, the property currently features two boat davits, meaning your aquatic adventures can begin the moment you move in! Community & Neighborhood Highlights Welcome to the charming seaside community of Crystal Bay Mobile Home Club, a vibrant, highly active, and resident-owned 55+ cooperative located in beautiful Palm Harbor, Florida. Enjoy a peaceful, friendly neighborhood atmosphere paired with incredible resort-style amenities right at your fingertips: Boater's Dream: Community dock, boat slips, and direct deep-water access to the Gulf. On-Site Recreation: Spend your days fishing right from the neighborhood dock, relaxing by the sparkling community pool, or engaging in friendly competition on the shuffleboard courts. Active Social Life: The community clubhouse serves as the social hub for clubs, events, and gatherings with neighbors who quickly become lifelong friends. Prime Location: Conveniently situated near world-famous Gulf beaches, scenic parks, local dining, shopping, and Tampa Bay area conveniences. Disclaimer Please note that the photographs and visual media used to showcase this vacant land are for illustrative and marketing purposes only. Some images have been digitally enhanced, altered, or created using digital means. These modifications may include, but are not limited to, the creation of simulated twilight effects, the digital removal or elimination of existing on-site items, and architectural renderings depicting potential home designs that could be built on the property. Prospective buyers are advised to independently verify all property dimensions, current physical conditions, zoning regulations, and suitability for any intended construction.

The essentials

On market
69 days
Annual tax
$1,873
HOA
$215/mo
Flood zone
AE
Lot
622,041 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
14.28 acres
Lot size

Payment

Est. monthly payment
$1,143/mo
Down payment (20%)
$27,000
Property taxes
$156/mo
HOA
$215/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
622,041 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
69
Street Lights
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$1,873
Parcel #
35-27-15-19864-000-1020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crystal Bay M/H Club Inc Unrec
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
622,041 sqft
BuildableFlood Plain/Bottom LandNear MarinaStreet One WayPaved
HOA
$215/mo
Crystal Bay Mobile Home Club

Price history

Date
Event
Price
8/2/2026
Listed for sale
Source: Stellar MLS #TB8535108
$135,000

Neighborhood

102 Schooner Dr #102
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Calculator

Est. monthly payment
$1,143/mo
Principal & interest$704
Property taxes$156
Insurance$68
HOA$215
Down payment20% · $27,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$135,000

Time on market

69 days

Monthly payment

About $1,143/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,873 annual tax bill, insurance, and the $215/mo HOA fee.

HOA fee

$215/mo

Managed by Crystal Bay Mobile Home Club.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byBREMER-BJURQUIST INC REALTYListing agent: Jim FrazisListing data from Stellar MLS, MLS# TB8535108.

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