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Overview

2 bd2 ba1,154 sqft1 car garageSingle Family
TypeSingle Family
HOA$375/mo
Built1987
Lot7,484 sqft
Living area1,154 sqft
Price / sqft$260
Garage1 car

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About this home

Ceiling Fans(s)Eat-in KitchenSplit BedroomStone CountersThermostatVaulted Ceiling(s)LightingPrivate Yard

888 Franklin Cir is a 1987-built home in Franklin Square Ph III, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,154 square feet of living space. Listed at $300,000 (about $260/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 monthly.

From the listing

*Recently updated lighting fixtures and ceiling fans* MOVE-IN READY! Welcome to your charming single-family home in the heart of Palm Harbor, Florida, where comfort, convenience, and low-maintenance living come together. Perfect for first-time homebuyers, downsizers, seasonal residents, or anyone searching for a move-in-ready home in one of Pinellas County's most desirable communities, this beautifully maintained 2-bedroom, 2-bathroom residence offers a functional split-bedroom floor plan designed for both privacy and everyday living. Step inside to discover soaring vaulted ceilings that create an open, airy feel, complemented by durable porcelain tile flooring throughout the main living areas and kitchen. The spacious living room flows seamlessly into the dining area, making entertaining family and friends effortless, while ceiling fans throughout the home provide year-round comfort. The thoughtfully designed split floor plan places each bedroom on opposite sides of the home, making it ideal for guests, roommates, or a dedicated home office. Both bathrooms are conveniently located, providing comfort and functionality for everyday living. Situated on a desirable corner lot, this property offers added privacy, enhanced curb appeal, and a generously sized fenced backyard perfect for pets, gardening, outdoor entertaining, or simply enjoying Florida's beautiful weather. A storage shed provides additional space for tools, lawn equipment, or recreational gear, while the attached one-car garage adds convenience and extra storage. One of the home's most attractive features is its exceptional value through the HOA, which includes cable, high-speed internet, water, sewer, trash service, lawn maintenance, and access to the community pool. Enjoy a true lock-and-leave lifestyle with many of the major monthly expenses already covered, giving you more time to enjoy everything Palm Harbor has to offer. Ideally located near award-winning Gulf beaches, championship golf courses, the scenic Pinellas Trail, John Chesnut Sr. Park, local restaurants, shopping, top-rated schools, and vibrant downtown Dunedin and Tarpon Springs, this home places you in the center of Florida's sought-after Gulf Coast lifestyle.

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The essentials

Built
1987
Price / sqft
$260
On market
66 days
Annual tax
$5,129
HOA
$375/mo
Flood zone
X · Low risk
Lot
7,484 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Community pool
Shared amenity
1 car garage
Driveway
7,484 sqft lot
Lot size
1,154 sqft
Living area

Payment

Est. monthly payment
$2,517/mo
Down payment (20%)
$60,000
Property taxes
$427/mo
HOA
$375/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
7,484 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Guest
Days on Market
66
Ceiling Fans(s)
Eat-in Kitchen
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Lighting
Private Yard
Storage
Pool
Street Lights
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Palm Harbor Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,129
Parcel #
13-28-15-29379-000-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Franklin Square Ph III
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
7,484 sqft
Corner LotLevelPavedPrivate
HOA
$375/mo
TBD

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #TB8536085
$300,000-3.2%
$260/sqft
-
Price change
Source: Stellar MLS #TB8536085
$310,000-4.6%
$269/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #TB8536085
$325,000
$282/sqft

Neighborhood

888 Franklin Cir
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$295,000 – $300,000
98.4% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34683 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 66 after a $25,000 cut.

Sample: 155 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,517/mo
Principal & interest$1,565
Property taxes$427
Insurance$150
HOA$375
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$260 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,154 sq ft

Time on market

66 days

Year built

1987

Monthly payment

About $2,517/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,129 annual tax bill, insurance, and the $375/mo HOA fee.

HOA fee

$375/mo

Managed by TBD.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byORCHARD BROKERAGE, LLCListing agent: Meghan HobsonListing data from Stellar MLS, MLS# TB8536085.

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