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18350 Hancock Bluff Rd, photo 1
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Overview

4 bd3 ba2,937 sqft2 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built2004
Lot149,221 sqft
Living area2,937 sqft
Price / sqft$375
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

18350 Hancock Bluff Rd is a 2004-built home in Bayhead Landings, Dade City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,937 square feet of living space. Listed at $1,100,000 (about $375/sqft), 69 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Welcome to 18350 Hancock Bluff Road, a thoughtfully designed custom home situated on 3.43 picturesque acres with serene lake views in Dade City. Offering the perfect blend of refined living, privacy, and natural beauty, this exceptional property is surrounded by mature trees and abundant wildlife. Inside, the 4-bedroom, 2.5-bath home showcases quality craftsmanship throughout, with crown molding, elevated ceilings, architectural details, and a spacious, thoughtfully designed floor plan. The impressive living room is anchored by a floor-to-ceiling stone fireplace with built-ins, while French doors and expansive windows capture beautiful views of the property and lake. The well-appointed kitchen features granite countertops, abundant cabinetry and workspace, a center island, built-in oven, and large windows overlooking the property. The spacious primary suite offers a tray ceiling, room for a sitting area, and an en-suite bath with dual vanities and a soaking tub surrounded by windows. Designed with future possibilities in mind, the second floor offers the potential to add a 5th bedroom and 3rd bathroom. This additional unfinished bonus space already has A/C, insulation, and plumbing in place, providing an incredible opportunity to create a guest or in-law suite, game room, additional bedroom, or expanded living area. The outdoor setting is truly the highlight. Relax on the back porch with your morning coffee while overlooking the lake, watch wildlife pass through the property, or entertain family and friends surrounded by the peaceful Florida landscape. With 3.43 acres, beautiful water views, privacy, and a custom-built home filled with thoughtful details, this distinctive property offers a rare opportunity to enjoy elevated country living just minutes from Dade City. Other notable features include: 2 Year Old HVAC 5 ton unit. Additional unit original, but serviced regularly. Hardiplank siding. Spectrum fiber optic internet. Extra interior insulation on select walls. No flood insurance required. High & Dry Land.

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The essentials

Built
2004
Price / sqft
$375
On market
69 days
Annual tax
$4,046
HOA
$350/yr
Flood zone
X · Low risk
Lot
149,221 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Lake Front
2 car garage
Driveway
3.43 acres
Lot size
2,937 sqft
Living area

Payment

Est. monthly payment
$6,653/mo
Down payment (20%)
$220,000
Property taxes
$337/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
149,221 sqft
Cooling
Central Air, Humidity Control
Heating
Heat Pump
Parking
Driveway, Garage Door Opener, Garage Faces Side
Waterfront
Lake Front
Days on Market
69
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
San Antonio-PO
Middle
Pasco Middle-PO
High
Pasco High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,046
Parcel #
20-24-05-0020-00000-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bayhead Landings
County
Pasco
MLS Area
33523 - Dade City/Ridge Manor
Lot Size
149,221 sqft
Conservation AreaLandscapedLevelOversized LotSlopedPaved
HOA
$350/yr
Bayhead Landings - Gloria Kolka

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #TB8536907
$1,100,000-8.3%
$375/sqft
9/6/2026
Listed for sale
Source: Stellar MLS #TB8536907
$1,200,000+990.9%
$409/sqft
3/1/2002
Sold
Source: Pasco County Public Record
$110,000
$37/sqft

Neighborhood

18350 Hancock Bluff Rd
Dade City, FL, 33523 · 33523 - Dade City/Ridge Manor

Market insights

Offer Insights

Choose an offer strength

List price: $1,100,000
$1.08M – $1.10M
98.6% – 100% of listTops out right at the list price
80% of listList price
61 of the last 120 home closings in 33523 landed at this number or higher (51%). The median one sat 38 days before it went under contract, and this one is on day 69 after a $100,000 cut.

Sample: 120 closed home sales in 33523 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,653/mo
Principal & interest$5,737
Property taxes$337
Insurance$550
HOA$29
Down payment20% · $220,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,100,000

$375 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,937 sq ft

Time on market

69 days

Year built

2004

Monthly payment

About $6,653/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,046 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by Bayhead Landings - Gloria Kolka.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byBINGHAM REALTY INCListing agent: Christine HallListing data from Stellar MLS, MLS# TB8536907.

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