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Overview

3 bd2 ba1,570 sqftSingle Family
TypeSingle Family
HOANone listed
Built1982
Lot30,280 sqft
Living area1,570 sqft
Price / sqft$177

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboPrivate YardCooktopDishwasherDisposalElectric Water HeaterExhaust FanMicrowave

38745 Cambridge Dr is a 1982-built home in Cambridge Clark Estates, Zephyrhills. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,570 square feet of living space. Listed at $278,000 (about $177/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 38745 Cambridge Drive! This 3-bedroom, 2-bath home offers approximately 1,570 square feet of living space situated on a spacious approximately 0.70-acre lot. The home features a functional floor plan with an updated kitchen and partially updated baths. Step outside and enjoy plenty of room to spread out. The property features an in-ground pool, large screened lanai, gazebo and fenced yard, providing great outdoor living and entertaining space. A detached workshop with electric offers additional space for hobbies, projects or storage. The home would benefit from some general maintenance and cosmetic attention, and the pool is currently in need of cleaning and servicing. With a little TLC, this property offers plenty of potential for a buyer looking to make it their own. Conveniently located in Zephyrhills with a large lot and desirable outdoor features. Property is being sold As Is.

The essentials

Built
1982
Price / sqft
$177
On market
59 days
Annual tax
$4,613
Flood zone
X · Low risk
Lot
30,280 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
Private pool
Fiberglass
0.70 acres
Lot size
1,570 sqft
Living area

Payment

Est. monthly payment
$1,973/mo
Down payment (20%)
$55,600
Property taxes
$384/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
30,280 sqft
Cooling
Central Air
Heating
Central, Exhaust Fan
Parking
-
Pool
Fiberglass
Days on Market
59
Kitchen/Family Room Combo
Private Yard
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Elementary
Woodland Elementary-PO
Middle
Centennial Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,613
Parcel #
21-25-35-004.B-000.00-025.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cambridge Clark Estates
County
Pasco
MLS Area
33540 - Zephyrhills
Lot Size
30,280 sqft

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8539257
$278,000-5.0%
$177/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #TB8539257
$292,500
$186/sqft

Neighborhood

38745 Cambridge Dr
Zephyrhills, FL, 33540 · 33540 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $278,000
$277,500 – $278,000
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 103 home closings in 33540 landed at this number or higher (64%). The median one sat 38 days before it went under contract, and this one is on day 59 after a $14,500 cut.

Sample: 103 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,973/mo
Principal & interest$1,450
Property taxes$384
Insurance$139
Down payment20% · $55,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$278,000

$177 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,570 sq ft

Time on market

59 days

Year built

1982

Monthly payment

About $1,973/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,613 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMR BIGGS LLCListing agent: Robert BiggsListing data from Stellar MLS, MLS# TB8539257.

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