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1884 Arching Branch Dr, Zephyrhills, FL, 33541

$313/sqft·Two Rivers

4 bd3 ba3,182 sqft3 car garageSingle Family
Listed by HOMES BY WESTBAY REALTY· Last updated · MLS# TB8542898

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$6,331/mo
Down payment (20%)
$198,998
Property taxes
$573/mo
HOA
$214/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
3 car garage
8,000 sqft lot
Lot size
3,182 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TWO RIVERS
Type
Single Family Residence

True monthly carry

HOA
~$71/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)SidewalksDishwasher

1884 Arching Branch Dr is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,182 square feet of living space. Listed at $994,990 (about $313/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 quarterly.

From the listing

Under Construction. Key Largo I The Key Largo I is a spacious single-story home thoughtfully designed for comfortable everyday living and entertaining. The open-concept layout brings together the grand room, kitchen, and breakfast area, creating a bright and inviting central gathering space. The kitchen features a large center island, pantry, and convenient access to the formal dining room. The private owner’s retreat is tucked away from the secondary bedrooms and features a spacious bedroom, large walk-in closet, and an impressive owner’s bath. Three additional bedrooms are located on the opposite side of the home, along with two full bathrooms, providing plenty of space and privacy for family and guests. A separate den near the foyer creates an ideal space for a home office or flex room, while the bonus room at the rear of the home provides even more versatility for entertaining, relaxing, or creating a game or media room. Additional highlights include a dedicated laundry room, multiple storage areas, covered front porch, lanai, and an expansive 3-car garage. With generous living spaces and a well-planned layout, the Key Largo I combines functionality, flexibility, and an effortless flow throughout the home. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change.

The essentials

Built
2026
Price / sqft
$313
On market
16 days
Annual tax
$6,879
HOA
$214/qtr
Flood zone
X · Low risk
Lot
8,000 sqft
Type
Single Family Residence

Location

1884 Arching Branch Dr
Zephyrhills, FL, 33541·33541 - Zephyrhills
Type
Single Family Residence
Year Built
2026
Lot
8,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
16
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Sidewalks
Dishwasher
Disposal
Microwave
Refrigerator

Elementary

Chester W Taylor Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$6,879

Parcel #

29-26-21-0120-01100-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Two Rivers

County

Pasco

MLS Area

33541 - Zephyrhills

Lot Size

8,000 sqft

HOA
$214/qtr
Shawndel Kaiser
Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #TB8542898
$994,990+121.8%
$313/sqft
12/3/2025
Sold
Source: Pasco County Public Record
$448,600
$141/sqft
Est. monthly payment$6,331/mo
Principal & interest$5,189
Property taxes$573
Insurance$497
HOA$71
Down payment20% · $198,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $994,990
$990,000 – $994,990
99.5% – 100% of listTops out right at the list price
80% of listList price
150 of the last 263 home closings in 33541 landed at this number or higher (57%). The median one sat 48 days before it went under contract, and this one is on day 16.

Sample: 263 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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