109 Oyster Bay Cir #220, photo 1
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Overview

2 bd2 ba992 sqftCondominium
TypeCondominium
HOA$903/mo
Built1980
Lot348 sqft
Living area992 sqft
Price / sqft$119

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About this home

Ceiling Fans(s)Walk-in Closet(s)BalconyOutdoor GrillSidewalkTennis Court(s)PoolDryer

109 Oyster Bay Cir #220 is a 1980-built home in Waterside At Cranes Roost A Condo Community, Altamonte Springs. Inside you'll find 2 bedrooms, 2 bathrooms, and 992 square feet of living space. Listed at $118,000 (about $119/sqft), 46 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $903 monthly.

From the listing

This 2-bedroom, 2-bath condo offers a practical layout with no carpet throughout. New interior paint gives the home a clean, refreshed finish. The living areas feature easy-care flooring, while the kitchen and bathrooms provide defined spaces for everyday use. The two-bedroom, two-bath configuration offers flexibility for guests, a home office, or additional living needs. The community is subject to a $903 monthly HOA fee. Conveniently located in Altamonte Springs with access to shopping, dining, major roads, and nearby amenities.

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The essentials

Built
1980
Price / sqft
$119
On market
46 days
Annual tax
$976
HOA
$903/mo
Flood zone
X · Low risk
Lot
348 sqft
Type
Condominium

At a glance

Condo
3 stories · 1980
Community pool
Shared amenity
Private balcony
Outdoor space
992 sqft
Living area

Payment

Est. monthly payment
$1,658/mo
Down payment (20%)
$23,600
Property taxes
$81/mo
HOA
$903/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1980
Lot
348 sqft
Cooling
Central Air
Heating
Central
Parking
Common
Days on Market
46
Ceiling Fans(s)
Walk-in Closet(s)
Balcony
Outdoor Grill
Sidewalk
Tennis Court(s)
Pool
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Altamonte Elementary
Middle
Milwee Middle
High
Lyman High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$976
Parcel #
14-21-29-528-0900-9220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterside At Cranes Roost A Condo Community
County
Seminole
MLS Area
32701 - Altamonte Springs East
Lot Size
348 sqft
HOA
$903/mo
Birgit Burton

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8545004
$118,000-9.2%
$119/sqft
-
Price change
Source: Stellar MLS #TB8545004
$129,990-3.7%
$131/sqft
8/31/2026
Listed for sale
Source: Stellar MLS #TB8545004
$135,000
$136/sqft

Neighborhood

109 Oyster Bay Cir #220
Altamonte Springs, FL, 32701 · 32701 - Altamonte Springs East

Market insights

Offer Insights

Choose an offer strength

List price: $118,000
$117,000 – $118,000
99.5% – 100% of listTops out right at the list price
80% of listList price
39 of the last 73 condo closings in 32701 landed at this number or higher (53%). The median one sat 61 days before it went under contract, and this one is on day 46 after a $17,000 cut.

Sample: 73 closed condo sales in 32701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,659/mo
Principal & interest$615
Property taxes$81
Insurance$59
HOA$903
Down payment20% · $23,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$118,000

$119 per sq ft

Beds and baths

2 beds, 2 baths

Size

992 sq ft

Time on market

46 days

Year built

1980

Monthly payment

About $1,658/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $976 annual tax bill, insurance, and the $903/mo HOA fee.

HOA fee

$903/mo

Managed by Birgit Burton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Trinh Minh A NguyenListing data from Stellar MLS, MLS# TB8545004.

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