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Overview

4 bd2 ba1,617 sqft2 car garageSingle Family
TypeSingle Family
HOA$92.25/mo
Built2022
Lot6,273 sqft
Living area1,617 sqft
Price / sqft$185
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrivate YardClubhouseCommunity MailboxPoolDisposalDryerMicrowave

624 Sarner Pass Way is a 2022-built home in Lake Lucerne Ph 5, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,617 square feet of living space. Listed at $299,000 (about $185/sqft), 41 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $92.25 monthly.

From the listing

Welcome home! This beautiful property features a comfortable and functional layout, perfect for everyday living and entertaining. Enjoy spacious living areas, a well-appointed kitchen, and inviting bedrooms with plenty of room to relax. Step outside to the fully fenced backyard, providing added privacy and plenty of space for outdoor activities, pets, or weekend gatherings. The covered lanai is the perfect place to enjoy your morning coffee, unwind after a long day, or simply take in Florida’s beautiful weather year-round. Conveniently located near shopping, dining, schools, and major roadways, this home combines comfort, space, and convenience. Schedule your private showing today!

The essentials

Built
2022
Price / sqft
$185
On market
41 days
Annual tax
$3,697
HOA
$92.25/mo
Flood zone
X · Low risk
Lot
6,273 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
6,273 sqft lot
Lot size
1,617 sqft
Living area

Payment

Est. monthly payment
$2,109/mo
Down payment (20%)
$59,800
Property taxes
$308/mo
HOA
$92.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,273 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
41
Open Floorplan
Private Yard
Clubhouse
Community Mailbox
Pool
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Lake Alfred Elem
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,697
Parcel #
26-28-02-522104-000430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Lucerne Ph 5
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,273 sqft
HOA
$92.25/mo
Access Management

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #TB8547660
$299,000
$185/sqft

Neighborhood

624 Sarner Pass Way
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$297,500 – $299,000
99.5% – 100% of listTops out right at the list price
80% of listList price
170 of the last 274 home closings in 33881 landed at this number or higher (62%). The median one sat 42 days before it went under contract, and this one is on day 41.

Sample: 274 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,109/mo
Principal & interest$1,559
Property taxes$308
Insurance$150
HOA$92
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$185 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,617 sq ft

Time on market

41 days

Year built

2022

Monthly payment

About $2,109/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,697 annual tax bill, insurance, and the $92.25/mo HOA fee.

HOA fee

$92.25/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE ELITE REALTY EXPERIENCEListing agent: Yudelka PerezListing data from Stellar MLS, MLS# TB8547660.

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