Virtually Staged. RARE CUL-DE-SAC, CONSERVATION & POND VIEW, NO REAR NEIGHBORS—AND A ONE-OWNER HOME! Pride of ownership is evident throughout this beautifully maintained 3-bedroom, 2-bath home in gated 55+ Cross Creek at Summertree, the newest section of Summertree. What truly sets this home apart is its peaceful location toward the back of the community, with little to no through traffic and a private backyard setting overlooking conservation and a pond, where deer are frequent visitors. Even more unique, a buildable lot is available next door—an exceptional opportunity for someone who may want to build a second home nearby for family or friends. Enjoy the tranquil views year-round from the window-enclosed Florida room with ceramic tile flooring, a wonderful bonus living area not included in the home's main heated square footage. Inside, the light and bright split-bedroom floor plan provides excellent privacy for owners and guests, with spacious living and dining areas enhanced by crown molding and easy-care tile flooring. The open kitchen features granite countertops, wood cabinetry, expansive tile backsplash, stainless steel appliances, a breakfast bar and a casual dining area. Both bathrooms also feature granite countertops. The generous primary suite offers a huge walk-in closet and private bath with dual sinks and a walk-in shower. Adding to the home's appeal, the HVAC was replaced in 2025, the garage floor has a durable coated finish, and a backyard patio provides the perfect spot for grilling while enjoying the peaceful surroundings. Decorative concrete curbing accents the landscaped beds and further reflects the care this one-owner home has received. Summertree has no CDD and makes Florida living easy with HOA-provided lawn and landscape maintenance, exterior painting, irrigation, trash removal, high-speed internet and cable TV, leaving more time to enjoy the community's heated pool and spa, fitness center, pickleball, tennis, bocce, clubhouse activities and 9-hole public golf course. Convenient to shopping, dining, medical facilities, beaches, parks, US 19 and the Suncoast Parkway, this home offers a rare combination of cul-de-sac privacy, conservation and pond views, no rear neighbors and the active, low-maintenance lifestyle of one of the area's established 55+ golf cart communities. Come experience the view, the Florida room, the peaceful setting and the Summertree lifestyle for yourself!