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Overview

3 bd2 ba1,595 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot10,106 sqft
Living area1,595 sqft
Price / sqft$275
Garage2 car

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About this home

Cathedral Ceiling(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostat

1000 Rosetree Ln is a 1989-built home in Florida Oaks Second Add, Tarpon Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,595 square feet of living space. Listed at $439,000 (about $275/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Beautifully landscaped corner lot, shaded backyard retreat, and thoughtful updates in Tarpon Springs! This inviting 3-bedroom, 2-bath concrete block home offers 1,595 square feet of comfortable single-story living with a split-bedroom layout and attached 2-car garage. A picket fence and mature landscaping create a welcoming first impression, while vaulted ceilings bring an airy feel to the interior. The renovated kitchen is centrally located kitchen features abundant cabinetry, stainless steel appliances, and a tile backsplash. A separate living/dining area provides additional space for gathering and entertaining. The spacious primary suite includes a walk-in closet, and private bath, while two generously sized secondary bedrooms sit on the opposite side of the home. Enjoy morning coffee on the covered, screened lanai or unwind in the fenced backyard beneath mature live oaks. Landscaped garden beds, a patio, winding gravel paths, and a storage shed create an inviting setting for outdoor living. Significant updates include double-hung windows (2018), A/C (2021), water heater (2025), Samsung dishwasher (2025), and kitchen refrigerator (2026). Additional features include a washer (2020), garage refrigerator (2015), and hurricane shutters stored in the shed. Conveniently located near local schools, Sunset Beach, and Fred Howard Park, this home brings together comfortable indoor spaces and the outdoor enjoyment that makes Florida living so appealing.

The essentials

Built
1989
Price / sqft
$275
On market
31 days
Annual tax
$3,397
Flood zone
X · Low risk
Lot
10,106 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
Driveway
10,106 sqft lot
Lot size
1,595 sqft
Living area

Payment

Est. monthly payment
$2,793/mo
Down payment (20%)
$87,800
Property taxes
$283/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,106 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Parking Pad
Days on Market
31
Cathedral Ceiling(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Sunset Hills Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,397
Parcel #
14-27-15-28336-000-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Florida Oaks Second Add
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
10,106 sqft
Corner LotCity LimitsLevelNear Public TransitSidewalkPaved

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #TB8548767
$439,000
$275/sqft

Neighborhood

1000 Rosetree Ln
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $439,000
$432,500 – $439,000
98.4% – 100% of listTops out right at the list price
80% of listList price
95 of the last 188 home closings in 34689 landed at this number or higher (51%). The median one sat 29 days before it went under contract, and this one is on day 31.

Sample: 188 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,792/mo
Principal & interest$2,290
Property taxes$283
Insurance$220
Down payment20% · $87,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,000

$275 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,595 sq ft

Time on market

31 days

Year built

1989

Monthly payment

About $2,793/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,397 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Bill SmithListing data from Stellar MLS, MLS# TB8548767.

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