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Overview

2 bd2 ba986 sqft1 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built1960
Lot4,000 sqft
Living area986 sqft
Price / sqft$451
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorPrivate MailboxClubhouseCooktop

4821 Floramar Ter is a 1960-built home in Flor A Mar, New Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 986 square feet of living space. Listed at $445,000 (about $451/sqft), 23 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $125 annually.

From the listing

Virtually Staged. Welcome to your dream coastal retreat! This stunning two-bedroom, two-bathroom waterfront home offers a seamless open-concept floor plan with polished terrazzo floors and a light-filled kitchen that flows effortlessly into the dining space and inviting living room. Tucked off the living room, you'll discover a private, closed-door laundry area alongside French doors that lead out to a peaceful, screened-in covered back porch equipped with a ceiling fan—perfect for relaxing in comfort year-round. Step into the backyard to find your very own private dock and boat lift featuring two brand-new motors, a remote control, and completely new wiring, offering direct, unobstructed water access from the North Channel of Gulf Harbors straight to the Gulf of Mexico. You'll also have a spacious primary bedroom and easy access to the home's two full bathrooms, one of those being a guest bathroom off the dining room complete with a convenient stand-up shower. You'll appreciate all of the windows being updated, the tile roof has around 10 years of life remaining, and the AC recently replaced as well! Situated in a flexible community with an optional HOA of just $125 per year, residents also have the option to join the private Gulf Harbors beach club for only $200 annually. The entire neighborhood is Golf Cart friendly with easy access to downtown New Port Richey, and lots of local restaurants to dock and dine at. Schedule your tour today for this direct deep water access that is sure not to last long!

The essentials

Built
1960
Price / sqft
$451
On market
23 days
Annual tax
$4,125
HOA
$125/yr
Flood zone
AE
Lot
4,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1960
Waterfront
Canal - Saltwater
1 car garage
4,000 sqft lot
Lot size
986 sqft
Living area

Payment

Est. monthly payment
$2,897/mo
Down payment (20%)
$89,000
Property taxes
$344/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1960
Lot
4,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Saltwater
Days on Market
23
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Private Mailbox
Clubhouse
Cooktop
Microwave
Refrigerator
Flood Zone AE
Annual Tax (2025)
$4,125
Parcel #
16-26-07-001.0-002.00-030.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Flor A Mar
County
Pasco
MLS Area
34652 - New Port Richey
Lot Size
4,000 sqft
Flood Insurance Required
HOA
$125/yr
GHCA Secretary

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #TB8550422
$445,000+14.7%
$451/sqft
8/7/2024
Sold
Source: Pasco County Public Record
$388,100
$394/sqft

Neighborhood

4821 Floramar Ter
New Port Richey, FL, 34652 · 34652 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $445,000
$435,000 – $445,000
97.9% – 100% of listTops out right at the list price
80% of listList price
117 of the last 233 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 23.

Sample: 233 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,897/mo
Principal & interest$2,321
Property taxes$344
Insurance$223
HOA$10
Down payment20% · $89,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$445,000

$451 per sq ft

Beds and baths

2 beds, 2 baths

Size

986 sq ft

Time on market

23 days

Year built

1960

Monthly payment

About $2,897/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,125 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by GHCA Secretary.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY- PALM HARBORListing agent: Jakea CatesListing data from Stellar MLS, MLS# TB8550422.

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