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About this home
4046 Floramar Ter is a 1961-built home in Flor A Mar Rep, New Port Richey. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,288 square feet of living space. Listed at $549,900 (about $427/sqft), 74 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.
Florida Waterfront Living at Its Best! Welcome to your fully renovated waterfront retreat, where modern luxury meets the laid-back Florida lifestyle. Every major improvement has been completed with permits, making this home truly move-in ready. Extensive 2023 upgrades include a new roof, pool screen enclosure, gutters, sliding glass door, drain line, and the addition of a 10,000-pound boat lift with enclosed motors. In 2024, the home was further enhanced with a stunning new kitchen featuring granite countertops, soft-close cabinetry, brand-new stainless steel appliances, a new air conditioning system, and a new pool heater. Inside, you’ll find beautiful luxury vinyl plank flooring throughout—absolutely no carpet. The kitchen is both stylish and functional, offering stone countertops, soft-close drawers and cabinets, and all-new stainless steel appliances. Adjacent to the kitchen is a utility room complete with a full-size front-loading washer and dryer, plus a convenient exterior service door. The thoughtfully designed split floor plan offers two guest bedrooms and a beautifully renovated bathroom with a walk-in shower at the front of the home. The spacious family room features a custom electric fireplace accent wall and sliding glass doors that open to your screened lanai, heated pool, and peaceful saltwater canal. The private primary suite provides a relaxing escape with two closets, including an oversized walk-in closet measuring approximately 7’8” x 11’4”. The ensuite bath includes a new vanity and a tub/shower combination. Step outside to your own waterfront oasis. The sealed paver patio offers both covered and open seating areas, making it the perfect place to entertain or unwind in any season. Enjoy swimming year-round in the heated inground pool, or head out on the water using your private 10,000-pound boat lift, floating dock, and dedicated space for a kayak or jet ski. The carport also features a large storage cabinet, providing plenty of room for tools, fishing gear, and outdoor equipment. Residents have the option to join the community HOA for just $125 per year. For an additional $200 annually, members receive exclusive access to the private Gulf Harbors Beach, where you’ll enjoy spectacular sunsets, covered picnic pavilions, grills, restrooms, showers, and ample parking. Whether you’re searching for a full-time residence, seasonal getaway, or waterfront paradise, this exceptional home delivers the perfect combination of comfort, style, and direct boating access. Start living the Florida dream today!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$549,900
$427 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,288 sq ft
Time on market
74 days
Year built
1961
Monthly payment
About $3,590/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,241 annual tax bill, insurance, and the $120/yr HOA fee.
HOA fee
$120/yr
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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