3010 Palm Key Ave, photo 1
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Overview

2 bd3 ba1,888 sqft1 car garageTownhouse
TypeTownhouse
HOA$580/mo
Built2019
Lot1,960 sqft
Living area1,888 sqft
Price / sqft$211
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen Floorplan

3010 Palm Key Ave is a 2019-built home in Bayside Terrace, Oldsmar. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,888 square feet of living space. Listed at $399,000 (about $211/sqft), 22 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $580 monthly.

From the listing

Welcome to waterfront living at its best! Located on beautiful Old Tampa Bay, this exceptional community offers a relaxed Florida lifestyle with amenities designed for everyday enjoyment and entertaining. Gather with friends around the gas firepit, share a meal beneath the pavilion with two grills, or relax in the large heated infinity pool while taking in beautiful water views. Stay active in the fully equipped gymnasium, fish from the pier extending into the bay, or launch a kayak for an afternoon on the water. The electronically gated entrance provides added security. Ideally situated directly across from the pool, this residence truly stands out. Beautiful landscaping and lush greenery welcome you at the entrance, while thoughtful enhancements continue throughout, including a gleaming epoxy-finished garage floor and garden-like screened porch. The porch creates a wonderful outdoor retreat for morning coffee, relaxing evenings, or entertaining guests. Inside, beauty and functionality continue. The entire first floor features beautiful tile flooring for a polished appearance and easy maintenance. In 2024, all recessed lighting was upgraded to LED bulbs, with downstairs lights featuring dimmers and amber-light options for the perfect ambiance. Even the spacious walk-in pantry has automatic lighting that illuminates the generous storage space when the door opens. The open-concept main living area is perfect for entertaining and everyday life, offering space for a full dining table and casual dining at the granite breakfast bar. Numerous light-gray cabinets provide abundant storage, complemented by a convenient coffee bar and mini-mudroom near the garage entrance. The living area flows effortlessly through pocket sliders to the screened porch, creating a wonderful indoor-outdoor living experience. A conveniently located half bath completes the first floor, while Custom Nantucket remote-control shades provide privacy and light control. Upstairs, a generous flex room offers incredible versatility as a den, second family room, playroom, home office, or temporary third bedroom. The nearby laundry room adds convenience. The primary suite offers a peaceful retreat with an expansive granite double-sink vanity, abundant storage, glass-enclosed shower, beautiful natural light, decorative tray ceiling, and custom walk-in closet with built-in shelving. Custom Nantucket remote shades complete the space. The spacious second bedroom is equally inviting, with natural light, decorative tray ceiling, and exceptional storage. Two closets, including a very large walk-in, provide plenty of room. The second full bath features wood cabinetry, pull-out drawers, granite countertop, and glass-enclosed shower. Additional upgrades include a new electrical panel installed in 2024 and gutters added in 2021 along with the undercounter lighting and downstairs crown molding. The location offers convenient access to Tampa, area airports, major shopping, restaurants, beautiful beaches, and more. With its waterfront setting, resort-style amenities, thoughtful upgrades, flexible living spaces, and outstanding location, this home offers an exceptional opportunity to enjoy the Florida lifestyle.

The essentials

Built
2019
Price / sqft
$211
On market
22 days
Annual tax
$4,275
HOA
$580/mo
Flood zone
AE
Lot
1,960 sqft
Type
Townhouse

At a glance

Townhouse
Built 2019
Water views
Pool
Community pool
Fitness center too
1 car garage
Driveway
1,960 sqft lot
Lot size

Payment

Est. monthly payment
$3,217/mo
Down payment (20%)
$79,800
Property taxes
$356/mo
HOA
$580/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2019
Lot
1,960 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Ground Level, Guest
Days on Market
22
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Oldsmar Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$4,275
Parcel #
22-28-16-05152-000-0940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bayside Terrace
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
1,960 sqft
FloodZoneCity LimitsLandscapedNear Public TransitSidewalkPavedPrivate
HOA
$580/mo
Management and Associated/James Grant

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #TB8551175
$399,000
$211/sqft

Neighborhood

3010 Palm Key Ave
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$392,500 – $399,000
98.4% – 100% of listTops out right at the list price
80% of listList price
20 of the last 39 townhouse or villa closings in 34677 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 22.

Sample: 39 closed townhouse or villa sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,217/mo
Principal & interest$2,081
Property taxes$356
Insurance$200
HOA$580
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$211 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,888 sq ft

Time on market

22 days

Year built

2019

Monthly payment

About $3,217/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,275 annual tax bill, insurance, and the $580/mo HOA fee.

HOA fee

$580/mo

Managed by Management and Associated/James Grant.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Jarod BrewerListing data from Stellar MLS, MLS# TB8551175.

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