102 E Saint Lucia Loop, photo 1
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Overview

3 bd2 ba1,860 sqftManufactured Home
TypeManufactured Home
HOA$242/mo
Built2021
Lot7,690 sqft
Living area1,860 sqft
Price / sqft$207

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)Window Treatments

102 E Saint Lucia Loop is a 2021-built home in Caribbean Isles Residential Cooperative, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,860 square feet of living space. Listed at $385,000 (about $207/sqft), 4 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $242 monthly.

From the listing

SPACE, STORAGE AND STYLE — this 2021 Jacobsen home has all three! Beautifully positioned on a large corner lot in the gated 55+ Caribbean Isles Residential Cooperative, this impressive home offers 1,860 square feet under air and approximately 2,940 total square feet, with a thoughtfully designed split floor plan that provides both openness and privacy. Inside, you’ll find three bedrooms PLUS a dedicated office, spacious living areas, neutral décor, and crown molding throughout the main living spaces. The open kitchen is designed for homeowners who actually enjoy using their kitchen, with stainless steel appliances, solid-surface countertops, generous cabinetry, a pantry with pull-out shelving, and plenty of room to keep everything organized. A separate dining area sits conveniently adjacent to the kitchen, creating an easy flow for everyday meals as well as entertaining. The split-bedroom design gives the primary suite its own private retreat, complete with TWO walk-in closets, a jetted soaking tub, and a separate walk-in shower. Bedrooms two and three are located away from the primary suite — and each has its own walk-in closet. Storage is exceptional throughout this home, with thoughtfully placed closets and spaces that make downsizing a whole lot easier when you don't actually have to give everything up! Florida living deserves great outdoor space, and this home delivers. A large screened lanai with Trex decking provides plenty of room for dining, entertaining, or relaxing in the Florida breeze, with additional outdoor space when you want to enjoy the sunshine. Then there is the storage area — and this is much more than an ordinary shed. Insulated and air conditioned, it features steel shelving, double doors, an indoor golf-cart charging station, and space that can accommodate up to two golf carts. Use it for climate-controlled storage, a workshop, hobbies, or golf-cart parking. The home's expanded parking pad provides room for up to four vehicles, while the covered carport gives you additional flexibility for a vehicle or golf carts. Quality and practicality continue with well-insulated exterior siding, solid subfloors, and a layout that feels welcoming from the moment you enter. At just a few years old, this home offers the space and features many buyers want without giving up the relaxed atmosphere of a Florida 55+ community. And here's where Caribbean Isles makes the package even better. This is a resident-owned cooperative with NO LOT RENT. Ownership includes a share in the cooperative, with a monthly maintenance fee of just $242, which contributes to community amenities, activities, professional management, and replacement reserves. Caribbean Isles is a waterfront community with a network of canals and community water access available to shareholders for boating and kayaking. Launch from the community and enjoy access toward Tampa Bay and the Gulf, or simply spend the day closer to home enjoying the heated pool, clubhouse, recreational amenities, social activities, and miles of private roads perfect for walking, biking, and golf-cart cruising.Located in Apollo Beach on Florida's Gulf Coast, Caribbean Isles is convenient to shopping, restaurants, medical services, entertainment, beaches, and major highways within easy reach.If you've been looking for a newer Florida home but aren't ready to give up on space, storage, parking, privacy, or lifestyle, this home deserves to be at the top of your list.

The essentials

Built
2021
Price / sqft
$207
On market
4 days
Annual tax
$3,030
HOA
$242/mo
Flood zone
AE
Lot
7,690 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2021
Community pool
Shared amenity
7,690 sqft lot
Lot size
1,860 sqft
Living area

Payment

Est. monthly payment
$2,695/mo
Down payment (20%)
$77,000
Property taxes
$253/mo
HOA
$242/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2021
Lot
7,690 sqft
Cooling
Central Air
Heating
Central
Parking
Golf Cart Parking, Guest, Off Street, Oversized
Days on Market
4
Ceiling Fans(s)
Crown Molding
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Private Entrance
Private Mailbox
Rain Gutters
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Gated Community - No Guard
Golf Carts OK
Park
Pool
Wheelchair Access
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,030
Parcel #
U-22-31-19-606-000000-00172.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Caribbean Isles Residential Cooperative
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
7,690 sqft
Corner LotIn CountyPrivate
HOA
$242/mo
Candis Farberov

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #TB8551267
$385,000
$207/sqft

Neighborhood

102 E Saint Lucia Loop
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$380,000 – $385,000
98.9% – 100% of listTops out right at the list price
80% of listList price
166 of the last 330 home closings in 33572 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 4.

Sample: 330 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,695/mo
Principal & interest$2,008
Property taxes$253
Insurance$193
HOA$242
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$207 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,860 sq ft

Time on market

4 days

Year built

2021

Monthly payment

About $2,695/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,030 annual tax bill, insurance, and the $242/mo HOA fee.

HOA fee

$242/mo

Managed by Candis Farberov.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS SOUTH SHOREListing agent: Judith MartinListing data from Stellar MLS, MLS# TB8551267.

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