416 Manns Harbor Dr, photo 1
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Overview

4 bd3 ba2,812 sqft2 car garageSingle Family
TypeSingle Family
HOA$189.97/yr
Built2006
Lot6,600 sqft
Living area2,812 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Balcony

416 Manns Harbor Dr is a 2006-built home in Mirabay Phase 3a-1, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,812 square feet of living space. Listed at $510,000 (about $181/sqft), 202 days on market. Flood zone AE, X - confirm flood insurance requirements with your lender. HOA runs $189.97 annually.

From the listing

PRICE IMPROVEMENT + NEW HVAC UNIT + $5,000 SELLER CREDIT! A standout value in the coveted, resort-style community of MiraBay!! This inviting 4-bedroom, 2.5-bath Key West-inspired home offers 2,812 sq. ft. of flexible living space designed for everyday living, including a first-floor primary suite, dedicated office/den, oversized loft, metal roof and expansive screened outdoor living. One HVAC system was just replaced in October, and the seller is offering a $5,000 credit at closing with an accepted contract by Friday, October 16, 2026—ideal for allowable closing costs, an interest-rate buydown or cosmetic updates. A charming paver walkway welcomes you to the expanded front porch, framed by mature tropical landscaping and perfect for morning coffee or unwinding at the end of the day. Above, a private covered balcony provides another peaceful outdoor retreat. Inside, the thoughtfully designed layout offers both flexibility and flow. A dedicated office/den is ideal for working from home or first floor playroom, while the formal dining room provides an inviting setting for gatherings and entertaining. At the heart of the home, the kitchen features granite countertops, double ovens, a gas cooktop and a breakfast area with built-in bench seating, all opening seamlessly to the generous main living area. The first-floor primary suite provides privacy and convenience, with direct access to the screened lanai. Upstairs, the oversized loft/bonus room offers exceptional versatility as a media room, game room or second living area, along with three additional bedrooms and a full bath. Designed for Florida living, multiple sets of French doors open to the expansive screened lanai and extended paver patio. The backyard is being refreshed with new sod, creating an inviting setting for relaxing, entertaining and enjoying the outdoors year-round. Plantation shutters throughout and a durable metal roof add to the home’s appeal, while its versatile spaces offer plenty of opportunity to make it your own. Experience the lifestyle that sets MiraBay apart—a gated waterfront community with resort-style amenities, waterfront recreation and a vibrant sense of community. Residents enjoy a waterfront clubhouse, resort-style pool with waterslide and lap lanes, on-site café, fitness center, tennis and pickleball courts, parks, playgrounds, walking trails and a calendar of community events for all ages. Set along a spectacular 135-acre lagoon, MiraBay also offers opportunities for kayaking, paddleboarding and boating with Gulf access. Conveniently located near waterfront dining and marinas, with easy access to Tampa, St. Petersburg and Sarasota, this home offers an exceptional combination of space, flexibility, outdoor living and resort-style amenities. A low-cost flood insurance policy may also be assumable. Come experience the MiraBay lifestyle and all the possibilities this home has to offer. Welcome Home!!

The essentials

Built
2006
Price / sqft
$181
On market
202 days
Annual tax
$11,453
HOA
$189.97/yr
Flood zone
AE, X
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
6,600 sqft lot
Lot size
2,812 sqft
Living area

Payment

Est. monthly payment
$3,885/mo
Down payment (20%)
$102,000
Property taxes
$954/mo
HOA
$189.97/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
6,600 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric, Natural Gas
Parking
-
Days on Market
202
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Refrigerator
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE, X
Annual Tax (2025)
$11,453
Parcel #
U-32-31-19-62G-000001-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirabay Phase 3a-1
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,600 sqft
LandscapedNear MarinaSidewalkPrivate
HOA
$189.97/yr
Lesly Candelier

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8490028
$510,000-2.9%
$181/sqft
-
Price change
Source: Stellar MLS #TB8490028
$525,000-3.7%
$187/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #TB8490028
$545,000
$194/sqft

Neighborhood

416 Manns Harbor Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $510,000
$505,000 – $510,000
98.9% – 100% of listTops out right at the list price
80% of listList price
159 of the last 316 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 202 after a $35,000 cut.

Sample: 316 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,885/mo
Principal & interest$2,660
Property taxes$954
Insurance$255
HOA$16
Down payment20% · $102,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$510,000

$181 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,812 sq ft

Time on market

202 days

Year built

2006

Monthly payment

About $3,885/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,453 annual tax bill, insurance, and the $189.97/yr HOA fee.

HOA fee

$189.97/yr

Managed by Lesly Candelier.

Flood zone

Zone AE, X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGULF SHORES REALTY ERA POWERED LLCListing agent: Carina GalatiListing data from Stellar MLS, MLS# TB8490028.

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