$545,000

416 Manns Harbor Dr · Apollo Beach, FL, 33572

$194 / sqft
Mirabay Phase 3a-1
4
Beds
3
Baths
2,812
Sqft
2
Garage
Ask About This Home

This is a 2006-built single-family home in Mirabay Phase 3a-1. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $189.97 . 76 days on market — likely some room to negotiate.

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Year Built2006
On Market76 days
Lot6,600 sqft
Annual Tax$11,453
Flood ZoneAE
HOA$189.97/yr

About This Property

One or more photo(s) has been virtually staged. Welcome to the MiraBay lifestyle—where thoughtfully designed living meets luxury resort-style amenities and everyday convenience. Perfectly timed to make your move, this inviting Key West inspired home presents a great opportunity with a spacious and highly functional floor plan designed for the way you live today. From the moment you arrive, a charming paver walkway leads to the expanded front porch—perfect for morning coffee or unwinding in the evening, surrounded by mature tropical landscaping. Above, a private balcony provides a peaceful spot to take in Florida sunsets. Inside, the layout offers flexibility and flow, featuring a dedicated office/den, formal dining room, and an open-concept living space ideal for both entertaining and everyday living. The kitchen is well-equipped with granite countertops, double ovens, a gas cooktop, and a breakfast area with built-in bench seating—all seamlessly connected to the main living area. The first-floor primary suite offers both comfort and convenience, complete with direct access to the backyard. Upstairs, a generous loft provides additional living space—perfect for a media room, playroom, or second lounge—along with three additional bedrooms and a full bath. Designed for indoor-outdoor living, the home features multiple sets of French doors leading to an oversized screened lanai and extended paver patio, creating the ideal setting for relaxing or hosting year-round. With a highly desirable floor plan, solid features including a metal roof and plantation shutters throughout, this home presents a great opportunity to personalize and make it your own. Ideally positioned within MiraBay, residents enjoy access to one of Tampa Bay’s most sought-after gated, waterfront communities. From the stunning waterfront clubhouse and resort-style pool with waterslide and lap lanes, to the on-site café, fitness center, and courts for tennis and pickleball—everyday living feels elevated. Set along a 135-acre lagoon, MiraBay offers a true coastal lifestyle with opportunities for kayaking, paddleboarding, and boating with access to the Gulf. Scenic walking trails, parks, and a full calendar of community events create a connected and engaging lifestyle throughout the community. Conveniently located just minutes from waterfront dining, marinas, and major highways, with easy access to Tampa, St. Pete, and Sarasota, this is where lifestyle and location come together. It’s easy to see why MiraBay is considered one of Tampa Bay’s best-kept secrets. A rare opportunity to secure space, layout, and location in MiraBay at a compelling price point-—schedule your private showing today!

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2006
🌳
Lot
6,600 sqft
❄️
Cooling
Central Air, Attic Fan
🔥
Heating
Central, Electric, Natural Gas
🚗
Parking
-
📆
Days on Market
76

Features

Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Balcony
French Doors
Lighting
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Refrigerator

Assigned Schools

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🏡Homestead exemption on file📋In a CDD (Community Development District)🌊Flood Zone AE

Annual Tax (2025)

$11,453

Parcel #

U-32-31-19-62G-000001-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Mirabay Phase 3a-1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

6,600 sqft

LandscapedNear MarinaSidewalkPrivate
HOA
$189.97/yr
Lesly Candelier

Affordable Financing

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$4,113
Principal, interest, tax, insurance, HOA
  • P&I$2,842
  • Tax$954
  • Insurance$300
  • HOA$16
Loan Amount
$436,000
Down Payment %
20.0%
First Year Summary
Principal
$4,602
Interest
$29,506
Balance
$431,398
Total Interest
$587,262
Total Cost
$1,023,262

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