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About this home
416 Manns Harbor Dr is a 2006-built home in Mirabay Phase 3a-1, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,812 square feet of living space. Listed at $510,000 (about $181/sqft), 202 days on market. Flood zone AE, X - confirm flood insurance requirements with your lender. HOA runs $189.97 annually.
PRICE IMPROVEMENT + NEW HVAC UNIT + $5,000 SELLER CREDIT! A standout value in the coveted, resort-style community of MiraBay!! This inviting 4-bedroom, 2.5-bath Key West-inspired home offers 2,812 sq. ft. of flexible living space designed for everyday living, including a first-floor primary suite, dedicated office/den, oversized loft, metal roof and expansive screened outdoor living. One HVAC system was just replaced in October, and the seller is offering a $5,000 credit at closing with an accepted contract by Friday, October 16, 2026—ideal for allowable closing costs, an interest-rate buydown or cosmetic updates. A charming paver walkway welcomes you to the expanded front porch, framed by mature tropical landscaping and perfect for morning coffee or unwinding at the end of the day. Above, a private covered balcony provides another peaceful outdoor retreat. Inside, the thoughtfully designed layout offers both flexibility and flow. A dedicated office/den is ideal for working from home or first floor playroom, while the formal dining room provides an inviting setting for gatherings and entertaining. At the heart of the home, the kitchen features granite countertops, double ovens, a gas cooktop and a breakfast area with built-in bench seating, all opening seamlessly to the generous main living area. The first-floor primary suite provides privacy and convenience, with direct access to the screened lanai. Upstairs, the oversized loft/bonus room offers exceptional versatility as a media room, game room or second living area, along with three additional bedrooms and a full bath. Designed for Florida living, multiple sets of French doors open to the expansive screened lanai and extended paver patio. The backyard is being refreshed with new sod, creating an inviting setting for relaxing, entertaining and enjoying the outdoors year-round. Plantation shutters throughout and a durable metal roof add to the home’s appeal, while its versatile spaces offer plenty of opportunity to make it your own. Experience the lifestyle that sets MiraBay apart—a gated waterfront community with resort-style amenities, waterfront recreation and a vibrant sense of community. Residents enjoy a waterfront clubhouse, resort-style pool with waterslide and lap lanes, on-site café, fitness center, tennis and pickleball courts, parks, playgrounds, walking trails and a calendar of community events for all ages. Set along a spectacular 135-acre lagoon, MiraBay also offers opportunities for kayaking, paddleboarding and boating with Gulf access. Conveniently located near waterfront dining and marinas, with easy access to Tampa, St. Petersburg and Sarasota, this home offers an exceptional combination of space, flexibility, outdoor living and resort-style amenities. A low-cost flood insurance policy may also be assumable. Come experience the MiraBay lifestyle and all the possibilities this home has to offer. Welcome Home!!
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$510,000
$181 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,812 sq ft
Time on market
202 days
Year built
2006
Monthly payment
About $3,885/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,453 annual tax bill, insurance, and the $189.97/yr HOA fee.
HOA fee
$189.97/yr
Managed by Lesly Candelier.
Flood zone
Zone AE, X
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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