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Overview

2 bd2 ba2,223 sqft2 car garageSingle Family
TypeSingle Family
HOA$404/mo
Built1998
Lot6,229 sqft
Living area2,223 sqft
Price / sqft$274
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface Counters

4008 Silk Oak Ln is a 1998-built home in Oakmont, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,223 square feet of living space. Listed at $609,900 (about $274/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $404 monthly.

From the listing

ROOF REPLACEMENT JUST COMPLETED. Welcome to this beautifully appointed 2-bedroom, 2-bath home offering comfortable living, thoughtful updates, and stunning views of the 4th hole of the golf course. The spacious open-concept floor plan features a great room with soaring ceilings and transom windows, a dedicated dining room, and a bright breakfast area. LVP and ceramic flooring flow throughout the home. The well-designed kitchen offers updated cabinetry, convenient pot-and-pan drawers, slide-out storage, a large pantry, wine refrigerator, and an oversized island with abundant storage—perfect for entertaining and everyday living. The spacious primary suite features a luxurious bath with a walk-in shower, jetted tub, dual sinks, and private water closet. A separate office with built-in bookcases and French doors provides an ideal work-from-home space. Relax or entertain in the screened/caged lanai overlooking the golf course. Additional amenities include, 2022 A/C and heat pump, 200-amp electrical service, saltwater softener, and hookup for a portable generator. Enjoy all this along with access to the community pool and a wonderful golf course lifestyle.

The essentials

Built
1998
Price / sqft
$274
On market
17 days
Annual tax
$6,558
HOA
$404/mo
Flood zone
X · Low risk
Lot
6,229 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Community pool
Shared amenity
2 car garage
Driveway
6,229 sqft lot
Lot size
2,223 sqft
Living area

Payment

Est. monthly payment
$4,436/mo
Down payment (20%)
$121,980
Property taxes
$546/mo
HOA
$404/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
6,229 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
17
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Association Recreation - Owned
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Special Community Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Wine Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,558
Parcel #
28-27-16-62955-000-0160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakmont
County
Pinellas
MLS Area
34685 - Palm Harbor
Lot Size
6,229 sqft
Cul-De-SacLandscapedLevelOn Golf CourseSidewalk
HOA
$404/mo
Melrose Management

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #TB8552437
$609,900
$274/sqft

Neighborhood

4008 Silk Oak Ln
Palm Harbor, FL, 34685 · 34685 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $609,900
$600,000 – $609,900
98.4% – 100% of listTops out right at the list price
80% of listList price
34 of the last 67 home closings in 34685 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 17.

Sample: 67 closed home sales in 34685 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,436/mo
Principal & interest$3,181
Property taxes$546
Insurance$305
HOA$404
Down payment20% · $121,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$609,900

$274 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,223 sq ft

Time on market

17 days

Year built

1998

Monthly payment

About $4,436/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,558 annual tax bill, insurance, and the $404/mo HOA fee.

HOA fee

$404/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Pat WhewayListing data from Stellar MLS, MLS# TB8552437.

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