ActiveOpen House
$1,095,000
Est. $7,818/mo

4851 Windmill Palm Ter NE, St Petersburg, FL, 33703

$443/sqft·Placido Bayou

4 bd3 ba2,474 sqft2 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8552491

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$7,818/mo
Down payment (20%)
$219,000
Property taxes
$0/mo
HOA
$145/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
Private pool
Heated
2 car garage
Driveway
7,475 sqft lot
Lot size
2,474 sqft
Living area

Open house

Sunday, Oct 4· 5:00 PM to 7:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

4851 Windmill Palm Ter NE is a 1994-built home in Placido Bayou, St Petersburg. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,474 square feet of living space. Listed at $1,095,000 (about $443/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $145 monthly.

From the listing

Welcome to the beauty and ease of Florida living in this stunning single-story, 4-bedroom, 3-bath home tucked inside the guard-gated community of Placido Bayou. Surrounded by mature trees, winding streets, and natural preserves, Placido Bayou offers the rare combination of tranquility and security—just minutes from vibrant downtown St. Petersburg. Step inside to find a smart and fluid floor plan-perfect for the buyer who wants space or an ideal multi-generational layout. Every main room looks out to the sparkling, solar heated tropical pool where cabana-style curtains rustle in the breeze and frame the view onto the master landscaped backyard. Beautiful pavers and a serene area for a freestanding firepit create an oasis perfect for days in the sun or shaded poolside lounging. At the heart of the home, the showstopping-gourmet kitchen features a gas range with hood, chef’s kitchen island, large built-in pantry and breakfast bar—opening seamlessly to the vaulted hearth room with a cozy wood-burning fireplace and media built-ins. The sizable primary suite offers a peaceful escape with its elegant and beautifully renovated spa-like bathroom— complete with a marble double vanity, custom cabinetry, elegant soaking tub and oversized custom closet. Truly taking this bathroom suite to the next level, step into the changing room where you will find heated lamps, a towel warmer, luxurious step-in shower, commode and bidet. Guests and extended family will appreciate the private quarters among two additional separate areas within the home. A guest bedroom and pool bathroom with shower is hidden behind a door with chic design elements that are reminiscent of a stay at the Gasparilla Inn. Two additional bedrooms are located on the east side of the home with a shared full hall bathroom. Complete with two living areas, a dining room, and generous storage—a garage storage closet, attic space, an interior laundry room and a 2-car garage—this home is designed for both everyday convenience and luxury. Placido Bayou’s walkable streets, and serene fishing lakes make it a favorite for anyone who desires privacy while still being close to all the pleasures of city living. Furthermore, enjoy low HOA fees and a 24/7 staffed gatehouse. Just minutes to I-275, Tampa, two international airports, and the shops, dining, and waterfront charm of downtown St. Petersburg

The essentials

Built
1994
Price / sqft
$443
On market
6 days
Annual tax
$0
HOA
$145/mo
Flood zone
AE
Lot
7,475 sqft
Type
Single Family Residence

Location

4851 Windmill Palm Ter NE
St Petersburg, FL, 33703·33703 - St Pete
Type
Single Family Residence
Year Built
1994
Lot
7,475 sqft
Cooling
Central Air
Heating
Central, Propane
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Solar Heat
Days on Market
6
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Garden
Lighting
Private Yard
Rain Gutters
Deed Restrictions
Gated Community - Guard
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Touchless Faucet
Washer

Elementary

North Shore Elementary-PN

Middle

Meadowlawn Middle-PN

High

Northeast High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$0

Parcel #

05-31-17-71920-002-0190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Placido Bayou

County

Pinellas

MLS Area

33703 - St Pete

Lot Size

7,475 sqft

Flood Insurance RequiredCity LimitsIn CountyLandscapedPavedPrivate
HOA
$145/mo
Cara Wing
Date
Event
Price
9/27/2026
Listed for sale
Source: Stellar MLS #TB8552491
$1,095,000
$443/sqft
Est. monthly payment$7,818/mo
Principal & interest$5,711
Property taxes$1,414
Insurance$548
HOA$145
Down payment20% · $219,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,095,000
$1.07M – $1.09M
97.9% – 100% of listTops out right at the list price
80% of listList price
122 of the last 238 home closings in 33703 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 6.

Sample: 238 closed home sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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