2255 Philippine Dr #41, photo 1
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Overview

2 bd2 ba1,400 sqftCondominium
TypeCondominium
Condo dues$576/mo
Built1984
Living area1,400 sqft
Price / sqft$143

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Saturday, Oct 17 · 1:00 PM to 2:30 PM

About this home

Ceiling Fans(s)ThermostatSidewalkAssociation Recreation - LeaseBuyer Approval RequiredDog ParkFitness CenterGated Community - Guard

2255 Philippine Dr #41 is a 1984-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,400 square feet of living space. Listed at $199,899 (about $143/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $576 monthly.

From the listing

This is the one you have been waiting for! Step inside this absolutely immaculate, 2 bed/2 bath END UNIT condo. With an abundance of updates, this outstanding condo exudes excellence. Enjoy the added benefit of extra side windows and plenty of natural light. Situated on the highly desirable west side of OTOW. Upon arrival, the inviting feel will capture your attention. Luxurious vinyl flooring flows throughout the entire home, complemented by ceramic tile in both bathrooms. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, showcasing granite countertops, soft close cabinetry, newer stainless steel appliances, a tasteful back splash, window, even a convenient Washer and Dryer! Beyond the kitchen, relax in the sizable living room. The Florida Room offers an unparalleled setting for comfortable entertaining, featuring impact-resistant windows that provide added peace of mind. Enter the spacious main bedroom, including an en-suite bath, complete with granite countertops and seamless glass shower doors. The secondary bath has more granite as well. Both bedrooms contain closets galore! New water heater installed in April of 2026. HVAC replaced in 2007. Furnishings negotiable. This condo is a must see! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

The essentials

Built
1984
Price / sqft
$143
On market
14 days
Annual tax
$3,178
Condo dues
$576/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 1984
Community pool
Fitness center too
Assigned parking
1,400 sqft
Living area

Payment

Est. monthly payment
$1,984/mo
Down payment (20%)
$39,980
Property taxes
$265/mo
Condo dues
$576/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1984
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
14
Ceiling Fans(s)
Thermostat
Sidewalk
Association Recreation - Lease
Buyer Approval Required
Dog Park
Fitness Center
Gated Community - Guard
Golf
Irrigation-reclaimed Water
Pool
Sidewalks
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,178
Parcel #
31-28-16-64095-086-0410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Pinellas
MLS Area
33763 - Clearwater
Lot Size
-
Condo dues
$576/mo
Orientation Department Clearwater

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8552883
$199,899
$143/sqft

Neighborhood

2255 Philippine Dr #41
Clearwater, FL, 33763 · 33763 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $199,899
$195,000 – $199,899
97.2% – 100% of listTops out right at the list price
80% of listList price
62 of the last 122 condo closings in 33763 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 14.

Sample: 122 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,983/mo
Principal & interest$1,043
Property taxes$265
Insurance$100
HOA$576
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,899

$143 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,400 sq ft

Time on market

14 days

Year built

1984

Monthly payment

About $1,984/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,178 annual tax bill, insurance, and $576/mo in condo dues.

Condo dues

$576/mo

Managed by Orientation Department Clearwater.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REListing agent: Carrie MorenoListing data from Stellar MLS, MLS# TB8552883.

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