531 Garrard Dr, photo 1
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Overview

4 bd3 ba2,949 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot13,200 sqft
Living area2,949 sqft
Price / sqft$202
Garage2 car

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Open house

Sunday, Oct 11 · 12:00 AM to 2:00 PM

About this home

Kitchen/Family Room ComboPrivate YardSidewalkDishwasherMicrowaveRangeRefrigerator

531 Garrard Dr is a 1979-built home in Frances Arbor South, Temple Terrace. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,949 square feet of living space. Listed at $595,000 (about $202/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

CUSTOM RANCH HOME with OVERSIZED POOL! Stunning Great Room with vaulted ceilings, wood-burning fireplace, wood floors, LED lighting, and cedar accent wall. Gorgeous, updated kitchen with granite counters. Home features two double-size bedrooms and can easily convert back to five bedrooms. Expansive Master Suite includes a huge 15' x 9' spa-style bath with Jacuzzi tub, separate shower, dedicated water heater, massive walk-in closet, and private screened porch. Second bedroom offers two walk-in closets. Bonus room (9' x 7'). Inside laundry with new Whirlpool washer/dryer. Enjoy the oversized heated pool (32' x 15', 8' depth), paver porch, fenced backyard, and multiple front/rear/side porches. Newer hurricane windows, newer pool heater, Ring doorbell, sprinkler system, outdoor speakers. New Roof 2023. Stunning entryway with glass double-entry doors and travertine flooring. Rear of home features two sets of double-beveled French doors. Extra-long driveway + 2-car garage. NO HOA, NO CDD, NO FLOOD INSURANCE, No deed restrictions. Located in beautiful Frances Arbor, close to schools, restaurants, shopping, USF, major highways, and Family Recreation Complex.

The essentials

Built
1979
Price / sqft
$202
On market
9 days
Annual tax
$5,690
Flood zone
X · Low risk
Lot
13,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Private pool
In Ground
2 car garage
0.30 acres
Lot size
2,949 sqft
Living area

Payment

Est. monthly payment
$3,875/mo
Down payment (20%)
$119,000
Property taxes
$474/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
13,200 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
9
Kitchen/Family Room Combo
Private Yard
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Elementary
Lewis-HB
Middle
Greco-HB
High
King-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,690
Parcel #
T-14-28-19-542-000002-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Frances Arbor South
County
Hillsborough
MLS Area
33617 - Tampa / Temple Terrace
Lot Size
13,200 sqft

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8553949
$595,000+469.4%
$202/sqft
9/1/1978
Sold
Source: Hillsborough County Public Record
$104,500
$35/sqft

Neighborhood

531 Garrard Dr
Temple Terrace, FL, 33617 · 33617 - Tampa / Temple Terrace

Market insights

Offer Insights

Choose an offer strength

List price: $595,000
$590,000 – $595,000
99% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 home closings in 33617 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 9.

Sample: 142 closed home sales in 33617 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,875/mo
Principal & interest$3,103
Property taxes$474
Insurance$298
Down payment20% · $119,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$595,000

$202 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,949 sq ft

Time on market

9 days

Year built

1979

Monthly payment

About $3,875/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,690 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAMMOTH REALTY, LLCListing agent: Brian Filsinger SRListing data from Stellar MLS, MLS# TB8553949.

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