402 Orchid Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot7,693 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

402 Orchid Ln is a home in Kramer F A Sub, Palm Harbor. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Do you want to live in Ozona but can't find the right home? This is your chance to create the home and lifestyle you’ve been looking for in one of Palm Harbor’s most loved and desired, Charming Coastal Communities! Build up two or three stories and take advantage of the breathtaking views of the Gulf! Location is everything here. You’re just steps from water access with a kayak and paddle board launch and right around the corner from all things Ozona! Walk, bike or take the golf cart to Ozona Pig, Molly Goodhead’s, Ozona Blue, Ozona Brewing Company, Ozona Pizza and other local favorites. Spend your days kayaking, boating and cruising around by golf cart or catching one of Ozona’s year-round community events. This little pocket of Palm Harbor has a personality all its very own ~ Laid-back, Coastal Community where flip flops are required and a town full of Old Florida Charm. Golf carts, local restaurants, marinas, water access and Amazing Gulf Sunsets are simply part of everyday life here. Instead of settling for a home that isn’t quite right, start fresh and build exactly what you want, right where you want to be. Your future home that could have Gulf views ~ All starting at under $390,000! Don't miss your chance to build your Dream Home in Ozona and start creating your own Ozona Lifestyle Today ~ You will be so Happy you did!

The essentials

On market
11 days
Annual tax
$2,092
Flood zone
AE
Lot
7,693 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$2,402/mo
Down payment (20%)
$77,980
Property taxes
$174/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,693 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
11
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,092
Parcel #
02-28-15-47214-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kramer F A Sub
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
7,693 sqft
BuildableCul-De-SacLandscapedNear MarinaNear Public TransitPrivateRoom For PoolPaved

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #TB8554061
$389,900

Neighborhood

402 Orchid Ln
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Calculator

Est. monthly payment
$2,403/mo
Principal & interest$2,033
Property taxes$174
Insurance$195
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,900

Time on market

11 days

Monthly payment

About $2,402/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,092 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Christina DevineListing data from Stellar MLS, MLS# TB8554061.

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