3775 Knotty Pine St, photo 1
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Overview

4 bd2 ba1,734 sqft2 car garageSingle Family
TypeSingle Family
HOA$780/yr
Built2024
Lot5,663 sqft
Living area1,734 sqft
Price / sqft$228
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Private YardSidewalk

3775 Knotty Pine St is a 2024-built home in Eden At Cross Prairie, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,734 square feet of living space. Listed at $394,900 (about $228/sqft), 3 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $780 annually.

From the listing

FANTASTIC OPPORTUNITY TO PURCHASE NEWER CONSTRUCTION BELOW MARKET PRICE! THIS HOME WAS BUILT BY M/I HOMES IN 2024 WITH TONS OF UPGRADES THROUGHOUT & AN OPEN FLOOR PLAN LAYOUT. THIS GORGEOUS HOME FEATURES NEUTRAL CERAMIC TILE FLOORS AND PAINT THROUGHOUT & SPLIT BEDROOM FLOOR PLAN. THE KITCHEN IS A CHEF'S JOY WITH TONS OF CABINETS & QUARTZ COUNTERTOPS, LARGE ISLAND WITH BREAKFAST BAR AND FARMHOUSE SINK, PLUS A BIG WALK-IN PANTRY, SS STOVE, MICROWAVE AND DISHWASHER. THE SPACIOUS PRIMARY SUITE FEATURES A LARGE WALK-IN CLOSET & EN SUITE BATHROOM WITH DUAL SINKS, UPGRADED TILE/GLASS WALK-IN SHOWER. GOOD SIZE LAUNDRY ROOM TOO! THREE SPARE BEDROOMS SHARE A HALL BATH WITH DUAL SINKS. THE ENORMOUS FULL-LENGTH PAVER PATIO AND VINYL PRIVACY FENCE MAKE THIS HOME'S BACKYARD A PERFECT SPOT FOR ENTERTAINING. COMMUNITY POOL AND SIDEWALKS PROVIDE FOR A QUALITY, SAFE PLACE TO ENJOY LIFE WITH YOUR FAMILY AND FRIENDS! JUST A 5-MN DRIVE TO TURNPIKE, 10-MIN TO SHOPPING, SCHOOLS AND RESTAURANTS.

The essentials

Built
2024
Price / sqft
$228
On market
3 days
Annual tax
$7,566
HOA
$780/yr
Flood zone
X500 · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
2 car garage
Driveway
5,663 sqft lot
Lot size
1,734 sqft
Living area

Payment

Est. monthly payment
$2,953/mo
Down payment (20%)
$78,980
Property taxes
$631/mo
HOA
$780/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Private Yard
Sidewalk
Pool
Sidewalks
Dishwasher
Electric Water Heater
Microwave
Range
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$7,566
Parcel #
21-26-30-3645-0001-0910

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Eden At Cross Prairie
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
5,663 sqft
Cleared
HOA
$780/yr
Edgewater East Community Association

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #TB8556711
$394,900
$228/sqft

Neighborhood

3775 Knotty Pine St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $394,900
$392,500 – $394,900
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 3.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,953/mo
Principal & interest$2,060
Property taxes$631
Insurance$197
HOA$65
Down payment20% · $78,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$394,900

$228 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,734 sq ft

Time on market

3 days

Year built

2024

Monthly payment

About $2,953/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,566 annual tax bill, insurance, and the $780/yr HOA fee.

HOA fee

$780/yr

Managed by Edgewater East Community Association.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREAL ESTATE ASSET DISPOSITIONListing agent: Jim BanfordListing data from Stellar MLS, MLS# TB8556711.

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