520 Sandy Hook Rd, photo 1
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Overview

3 bd2 ba1,976 sqftSingle Family
TypeSingle Family
HOA$879/yr
Built1977
Lot11,696 sqft
Living area1,976 sqft
Price / sqft$276

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Solid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Window TreatmentsFire PitLighting

520 Sandy Hook Rd is a 1977-built home in Westlake Village, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,976 square feet of living space. Listed at $545,000 (about $276/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $879 annually.

From the listing

Welcome to 520 Sandy Hook Road, located in the highly desirable WESTLAKE VILLAGE community in the heart of Palm Harbor! This spacious 3 bedroom, 2 bathroom POOL HOME offers 1,976 square feet of living space, a 2-car garage, an oversized lot, and the perfect combination of comfort, convenience, and Florida living. Situated in FLOOD ZONE X with an approximate ELEVATION OF 60 FEET, this home offers an appealing location in one of Palm Harbor's most established neighborhoods. Major updates include ROOF (2020), WINDOWS AND DOORS (2019), WATER HEATER (2020), and POOL PUMP (2021) Inside, you'll find a spacious split-bedroom floor plan with TILE FLOORING throughout the main living areas, providing both style and easy maintenance. The primary suite features an ensuite bathroom and sliding glass doors leading directly to the screened lanai. The comfortable living spaces offer a functional layout for everyday living and entertaining. Step outside and enjoy your own private Florida retreat, complete with a SCREENED-IN POOL, spacious lanai, and fully FENCED backyard. Whether enjoying your morning coffee, relaxing poolside, or hosting gatherings, this outdoor space is designed to make the most of Florida's beautiful weather. Westlake Village is a GOLF CART-FRIENDLY COMMUNITY known for its beautiful tree-lined streets, mature landscaping, and exceptional amenities. Residents can enjoy PICKLEBALL, TENNIS, BASKETBALL, VOLLEYBALL, A COMMUNITY SWIMMING POOL, CLUBHOUSE, PLAYGROUND, AND SCENIC WALKING TRAILS. The neighborhood is close to the PINELLAS TRAIL, perfect for walking, jogging, and biking. Location is everything, and this home delivers! Conveniently situated near downtown Palm Harbor, charming downtown Dunedin, local restaurants, shopping, marinas, and waterfront activities, you'll have endless opportunities to enjoy the Florida lifestyle. Beautiful HONEYMOON ISLAND STATE PARK, nearby Gulf beaches, and Tampa International Airport are all within convenient reach. The home is also currently zoned for SUTHERLAND ELEMENTARY, PALM HARBOR MIDDLE SCHOOL, AND PALM HARBOR UNIVERSITY HIGH SCHOOL. With its desirable FLOOD ZONE X location, significant updates, private pool, and access to outstanding neighborhood amenities, this Westlake Village home offers an incredible opportunity to enjoy everything Palm Harbor has to offer. Schedule your private showing today!

The essentials

Built
1977
Price / sqft
$276
On market
2 days
Annual tax
$4,738
HOA
$879/yr
Flood zone
X · Low risk
Lot
11,696 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
Private pool
In Ground
0.27 acres
Lot size
1,976 sqft
Living area

Payment

Est. monthly payment
$3,582/mo
Down payment (20%)
$109,000
Property taxes
$395/mo
HOA
$879/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
11,696 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
2
Ceiling Fans(s)
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Fire Pit
Lighting
Sidewalk
Cooktop
Dishwasher
Disposal
Microwave
Elementary
Sutherland Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,738
Parcel #
36-27-15-96579-016-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Westlake Village
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
11,696 sqft
Sidewalk
HOA
$879/yr
GreenAcre Properties Inc.

Price history

Date
Event
Price
10/10/2026
Listed for sale
Source: Stellar MLS #TB8556920
$545,000
$276/sqft

Neighborhood

520 Sandy Hook Rd
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $545,000
$535,000 – $545,000
98.4% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34683 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 2.

Sample: 155 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,583/mo
Principal & interest$2,842
Property taxes$395
Insurance$273
HOA$73
Down payment20% · $109,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$545,000

$276 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,976 sq ft

Time on market

2 days

Year built

1977

Monthly payment

About $3,582/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,738 annual tax bill, insurance, and the $879/yr HOA fee.

HOA fee

$879/yr

Managed by GreenAcre Properties Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY- PALM HARBORListing agent: Stacey WardListing data from Stellar MLS, MLS# TB8556920.

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