

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOUTH GROVE ADD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$42/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
3044 Gulfwind Dr is a 2026-built home in South Grove Add, Land O Lakes. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,374 square feet of living space. Listed at $700,000 (about $295/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $42 monthly.
$38,500 is available using one of 14 Down Payment Assistance Programs available on this home!!! Welcome to this beautifully designed contemporary home in the highly desirable Lake Padgett Estates community of Land O’ Lakes. Situated on an oversized 0.35-acre lot, this new construction home offers approximately 2,374 sq. ft. of heated living space, featuring 4 bedrooms, 3.5 bathrooms and a 2-car garage. Designed with modern living in mind, the home features a bright, open-concept layout connecting the kitchen, dining area, and spacious great room—ideal for both everyday living and entertaining. The floor plan also includes a walk-in pantry, generous primary suite, three additional bedrooms, and a large covered rear lanai that extends the living space outdoors. What makes this property especially unique is the combination of brand-new construction, a spacious lot, and the established Lake Padgett Estates lifestyle. Residents enjoy access to five lakefront parks, three community boat ramps, and community horse stables, providing opportunities for boating, fishing, swimming, water skiing, horseback riding, and enjoying the outdoors. Conveniently located near shopping, dining, recreation, and major roadways, this home offers the benefits of new construction without sacrificing the space and character of an established community. New construction + 0.35-acre lot + lake access + equestrian amenities + contemporary design — a combination that is increasingly difficult to find in Land O’ Lakes.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 151 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$700,000
$295 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,374 sq ft
Time on market
16 days
Year built
2026
Monthly payment
About $4,221/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,133 annual tax bill, insurance, and the $42/mo HOA fee.
HOA fee
$42/mo
Managed by TBD.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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