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Overview

5 bd5 ba5,690 sqftSingle Family
TypeSingle Family
HOANone listed
Built2022
Lot9,967 sqft
Living area5,690 sqft
Price / sqft$791

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSmart Home

521 Baywood Dr S is a 2022-built home in Baywood Shores, Dunedin. Inside you'll find 5 bedrooms, 5 bathrooms, and 5,690 square feet of living space. Listed at $4,499,000 (about $791/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Step into a world where architectural brilliance meets coastal resilience. This extraordinary 2022 Art Deco-inspired waterfront estate combines modern design, exceptional engineering, and uncompromising construction against the breathtaking backdrop of Florida’s Gulf. This three-story residence features five bedrooms and five bathrooms, designed to maximize spectacular water views. Extensive solid reinforced concrete construction, including five wall-mounted reinforced concrete floors, gives the home a true fortress-like quality and level of structural engineering rarely found in residential construction. Reinforced concrete floors and walls, hurricane-rated PGT black vinyl windows and doors, superior flood protection, a commercial-grade TPO roof, two Trane A/C units, and spray foam insulation were thoughtfully incorporated for strength, longevity, and efficiency. A private elevator connects all three floors. Three bedrooms feature en-suite bathrooms, while expansive second- and third-floor balconies showcase stunning Gulf views. Approximately 1,300 sq. ft. of elevated outdoor deck space provides an incredible setting for entertaining and waterfront living.The resort-style saltwater pool and heated hot tub/spa create a private waterfront retreat. Controlled LED lighting and dusk-to-dawn exterior lighting beautifully highlight the home after sunset. Impact-glass rear vertical doors frame picturesque waterfront views and seamlessly connect indoor and outdoor living. An oversized spiral staircase connects the pool deck to the main outdoor living area.The remarkable oversized garage accommodates up to nine vehicles and features a mini-split A/C system, making it ideal for a car collection, gym, workshop, entertainment lounge, or conditioned workspace. Hurricane-impact garage doors provide additional durability and protection.The state-of-the-art kitchen features Bosch stainless steel appliances, a KitchenAid convection oven, sleek cabinetry, and high-end finishes. Modern technology includes two Smart LED WiFi fireplaces, a 400-amp electrical system prepped for a boat lift, a 220V electric-car charging station, and pre-wired outlets for additional ceiling fans, recessed lighting, or custom disco-ball lighting. Outside, an easy-to-maintain disco-ball-inspired pool finish, extensive hardscaping, and low-maintenance landscaping complete the property.Located in one of Dunedin’s most coveted waterfront neighborhoods, the home provides convenient access to the Pinellas Trail and Dunedin Causeway for kayaking, paddleboarding, and scenic bike rides. Downtown Dunedin is approximately 15 minutes away by bike, boat, or car, offering restaurants, breweries, shopping, festivals, and entertainment. Honeymoon Island and some of the area’s most treasured coastal destinations are also nearby. The empty lot to the east belongs to the neighboring property, helping preserve the open feel and unobstructed views.With unparalleled Gulf views, world-class engineering, reinforced concrete construction, hurricane-conscious design, sophisticated technology, extraordinary garage capacity, and resort-style amenities, this home offers a combination rarely available in the Dunedin luxury market. More than a luxury waterfront residence, this is a private coastal fortress—engineered and built to an extraordinary standard. Whether a private retreat, entertainer’s dream, automotive enthusiast’s haven, or boater’s paradise, this exceptional property is truly one of a kind.

The essentials

Built
2022
Price / sqft
$791
On market
3 days
Annual tax
$32,380
Flood zone
AE
Lot
9,967 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Canal - Saltwater
Private pool
Heated
9,967 sqft lot
Lot size
5,690 sqft
Living area

Payment

Est. monthly payment
$28,412/mo
Down payment (20%)
$899,800
Property taxes
$2,698/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
9,967 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, In Ground, Lighting, Salt Water
Waterfront
Canal - Saltwater, Gulf/Ocean
Days on Market
3
Ceiling Fans(s)
Elevator
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Water Purifier
Water Softener
Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$32,380
Parcel #
15-28-15-05706-000-0160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Baywood Shores
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
9,967 sqft
LandscapedOversized LotPaved

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8558719
$4,499,000
$791/sqft

Neighborhood

521 Baywood Dr S
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $4,499,000
$4.45M – $4.50M
98.8% – 100% of listTops out right at the list price
80% of listList price
108 of the last 215 home closings in 34698 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 3.

Sample: 215 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$28,412/mo
Principal & interest$23,464
Property taxes$2,698
Insurance$2,250
Down payment20% · $899,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,499,000

$791 per sq ft

Beds and baths

5 beds, 5 baths

Size

5,690 sq ft

Time on market

3 days

Year built

2022

Monthly payment

About $28,412/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $32,380 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKATIE DUCHARME REALTY, LLCListing agent: Katie Ducharme ProcissiListing data from Stellar MLS, MLS# TB8558719.

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