Overview
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About this home
108 Twin Lake Cir is a 2001-built home in Umatilla Twin Lake Estates Sub, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,277 square feet of living space. Listed at $279,900 (about $219/sqft), 209 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.
Welcome to Twin Lakes Estates, a desirable 55+ gated lakeside community where Florida living meets comfort, connection, and an active lifestyle. Enjoy the peaceful surroundings, friendly neighbors, clubhouse, pool, and scenic walking and biking trails designed for enjoying every season of retirement. This beautifully maintained home offers the perfect blend of relaxation and functionality with an inviting open-concept layout ideal for everyday living and entertaining. A spacious driveway, two-car garage, and welcoming entry provide convenience from the moment you arrive. Step inside to discover a bright and comfortable living space with sliding glass doors leading to an enclosed Florida room—your perfect spot for morning coffee, reading, or soaking in the sunshine year-round. The outdoor patio creates an additional space for grilling, gardening, or creating your own private retreat. The well-appointed kitchen features 42-inch wood cabinetry, a built-in pantry, generous counter space, and a seamless flow into the dining area, making gatherings with family and friends effortless. The split floor plan offers privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with a relaxing soaking tub. Two additional bedrooms and a full bath provide comfortable accommodations for guests or hobbies. Additional features include an indoor laundry room with extra storage and convenient garage access. Whether you're looking to enjoy an active community, a peaceful retreat, or a low-maintenance Florida lifestyle, this home in Twin Lakes Estates offers the opportunity to enjoy the best of 55+ living.**NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$279,900
$219 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,277 sq ft
Time on market
209 days
Year built
2001
Monthly payment
About $1,781/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,573 annual tax bill, insurance, and the $600/yr HOA fee.
HOA fee
$600/yr
Managed by Gail Schmidt.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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