W Spruce St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot8,895 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Street Lights

W Spruce St is a home in Hillcrest Sub, Tarpon Springs. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

DISCOVER A RARE OPPORTUNITY TO OWN A BUILDABLE RESIDENTIAL LOT LOCATED WITHIN THE WORLD-FAMOUS TARPON SPRINGS, FLORIDA SPONGE DOCKS DISTRICT, IN THE VERY HEART OF GREEK TOWN USA. THIS PRIME HOMESITE ALLOWS YOU TO BUILD YOUR DREAM HOME JUST BLOCKS FROM THE ICONIC SPONGE DOCKS, KNOWN WORLDWIDE FOR THEIR UNIQUE HISTORY, VIBRANT WATERFRONT SETTING, AND AUTHENTIC GREEK CULTURE. ENJOY LIVING IN AN AREA LOADED WITH CHARMING SHOPS, RENOWNED GREEK RESTAURANTS, TRADITIONAL GREEK BAKERIES, AND LOCAL GREEK GROCERIES AND DELIS THAT MAKE THIS AREA A DESTINATION UNLIKE ANY OTHER. THE SPONGE DOCKS OFFER SEVERAL BOAT TOURS THAT ALLOW YOU TO EXPLORE THE PRISTINE WATERS OF THE ANCLOTE RIVER ALL THE WAY OUT TO THE BEAUTIFUL GULF OF MEXICO. EMBARK ON A FISHING PARTY BOAT ADVENTURE IN THE GULF, OR CHARTER YOUR OWN PRIVATE FISHING EXPERIENCE FROM THE CITY MARINA WITH A KNOWLEDGEABLE LOCAL GUIDE. FOR BOATING ENTHUSIASTS, CONVENIENT BOAT RENTALS ARE AVAILABLE THROUGH TWO LOCAL BOAT CLUBS IN THE AREA, MAKING WATER ACCESS SIMPLE AND ENJOYABLE. THE AREA COMES ALIVE YEAR-ROUND WITH MULTIPLE FESTIVALS AND COMMUNITY EVENTS HELD AT THE SPONGE DOCKS AND ALONG THE HISTORIC DOWNTOWN TARPON AVENUE DISTRICT. THE PROPERTY ALREADY FEATURES A 900 SQUARE FOOT SOLID CONCRETE TWO-CAR GARAGE, COMPLETE WITH ELECTRIC AND PLUMBING, PROVIDING IMMEDIATE FUNCTIONALITY AND FLEXIBILITY. IF YOU BUILD YOUR NEW HOME HIGH ENOUGH, YOU CAN ENJOY FULL WATER VIEWS OF THE ANCLOTE RIVER AND THE CANAL ACROSS THE STREET. THIS HOMESITE IS CENTRALLY LOCATED NEAR EVERYTHING TARPON SPRINGS HAS TO OFFER, WITH THE HISTORIC DOWNTOWN DISTRICT JUST MINUTES AWAY. THREE LOCAL BEACHES, MARINAS, AND FOUR A-RATED SCHOOLS ARE ALL CLOSE BY, MAKING THIS AN EXCEPTIONAL LOCATION FOR BOTH FULL-TIME LIVING AND A LIFESTYLE RETREAT IN ONE OF FLORIDA’S MOST ICONIC COASTAL COMMUNITIES.

The essentials

On market
303 days
Annual tax
$2,887
Flood zone
AE
Lot
8,895 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,640/mo
Down payment (20%)
$48,980
Property taxes
$241/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,895 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
303
Street Lights
Elementary
Tarpon Springs Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$2,887
Parcel #
12-27-15-39834-000-0280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hillcrest Sub
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
8,895 sqft

Price history

Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #W7881420
$244,900-10.9%
-
Price change
Source: Stellar MLS #W7881420
$274,900-8.3%
12/13/2025
Listed for sale
Source: Stellar MLS #W7881420
$299,900

Neighborhood

W Spruce St
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Calculator

Est. monthly payment
$1,640/mo
Principal & interest$1,277
Property taxes$241
Insurance$122
Down payment20% · $48,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$244,900

Time on market

303 days

Monthly payment

About $1,640/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,887 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byFIRST FLORIDA REALTY LLCListing agent: Michael KoursiotisListing data from Stellar MLS, MLS# W7881420.

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