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12492 Pine Bluff St, Spring Hill, FL, 34609

$156/sqft·Pine Bluff

3 bd2 ba1,958 sqft2 car garageSingle Family
Listed by KW REALTY ELITE PARTNERS· Last updated · MLS# W7885231

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Est. monthly payment
$2,205/mo
Down payment (20%)
$61,000
Property taxes
$378/mo
HOA
$250/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2024
2 car garage
6,000 sqft lot
Lot size
1,958 sqft
Living area

About this home

Cathedral Ceiling(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Window TreatmentsFrench Doors

12492 Pine Bluff St is a 2024-built home in Pine Bluff, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,958 square feet of living space. Listed at $305,000 (about $156/sqft), 106 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 quarterly.

From the listing

UP TO $5,000 IN SELLER CONCESSIONS AVAILABLE WITH AN ACCEPTABLE OFFER - BUILT IN 2024 - PUBLIC SEWER - NO BUILD BEHIND! Welcome To This Almost New Home Offering The Perfect Blend Of Space, Style, And Functionality. This 3-Bedroom, 2-Bathroom Residence With A 2-Car Garage Features An Inviting Open Floor Plan Designed For Both Comfortable Living And Effortless Entertaining. The Spacious Kitchen Is The Heart Of The Home, Complete With Stainless Steel Appliances, A Convenient Breakfast Bar, An Eat-In Kitchen Nook, And An Abundance Of Cabinetry And Counter Space For All Your Storage And Prep Needs. An Inside Laundry Room With A Large Pantry Adds Everyday Convenience. A Separate Formal Dining Room Adds Versatility For Gatherings And Special Occasions. The Oversized Primary Suite Is A True Retreat, Showcasing Elegant Crown Molding Tray Ceilings And A Private En Suite Bath With Dual Sinks, A Vanity Area, Separate Soaking Tub And Walk-In Shower, Linen Closet, Water Closet, And A Large Walk-In Closet. Two Additional Bedrooms Are Generously Sized And Share A Guest Bath With A Tub/Shower Combo, Ideal For Family Or Visitors. Blinds Are Installed On All Windows Throughout The Home For Added Comfort And Privacy. Step Outside To Enjoy The Covered Back Porch With Built-In Blinds On The Doors, Offering Both Convenience And A Clean, Modern Look. The Home Backs To A Retention Pond With No Build Behind, Providing Added Privacy And A Peaceful, Tranquil Setting. Located In A Great Community Close To Restaurants, Shopping, And Hospitals, This Nearly New Home Offers Modern Living In A Highly Convenient Location.

The essentials

Built
2024
Price / sqft
$156
On market
134 days
Annual tax
$4,538
HOA
$250/qtr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

Location

12492 Pine Bluff St
Spring Hill, FL, 34609·34609 - Spring Hill/Brooksville
Type
Single Family Residence
Year Built
2024
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
134
Cathedral Ceiling(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Window Treatments
French Doors
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator

Elementary

Spring Hill Elementary

Middle

West Hernando Middle School

High

Frank W Springstead

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,538

Parcel #

R09-223-18-3026-0000-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pine Bluff

County

Hernando

MLS Area

34609 - Spring Hill/Brooksville

Lot Size

6,000 sqft

ClearedSidewalkPaved
HOA
$250/qtr
Pine Bluff of Hernando Homeowners Association
Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #W7885231
$305,000-3.2%
$156/sqft
Price change
Source: Stellar MLS #W7885231
$315,000-3.4%
$161/sqft
5/2/2026
Listed for sale
Source: Stellar MLS #W7885231
$326,000-0.2%
$166/sqft
3/5/2024
Sold
Source: Hernando County Public Record
$326,600
$167/sqft
Est. monthly payment$2,205/mo
Principal & interest$1,591
Property taxes$378
Insurance$153
HOA$83
Down payment20% · $61,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $305,000
$302,500 – $305,000
99.5% – 100% of listTops out right at the list price
80% of listList price
137 of the last 266 home closings in 34609 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 134 after a $21,000 cut.

Sample: 266 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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