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Overview

2 bd2 ba1,660 sqft2 car garageSingle Family
TypeSingle Family
HOA$187/yr
Built1988
Lot8,116 sqft
Living area1,660 sqft
Price / sqft$234
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)

8935 Ruger Dr is a 1988-built home in River Crossing, New Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,660 square feet of living space. Listed at $389,000 (about $234/sqft), 103 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $187 annually.

From the listing

Welcome home to this beautifully maintained 2-bedroom, 2-bath residence offering 1,660 square feet of thoughtfully designed living space, plus a dedicated study and an incredibly versatile bonus room that could serve as a POSSIBLE 3rd BEDROOM, HOBBY ROOM, HOME OFFICE, CRAFT ROOM, STUDIO, GAME ROOM—YOU NAME IT!! With modern updates, flexible living spaces, and peaceful conservation views, this move-in-ready home offers a lifestyle that's easy to love. Step inside to discover laminate flooring throughout, complemented by new 24-inch ceramic tile in the kitchen. The updated kitchen features refinished cabinetry, elegant granite countertops, a one-year-old double-oven range and microwave, garbage disposal, and a new ceiling fan with light fixture. Just off the kitchen is a bright glass-enclosed porch with sliding screens and an extra refrigerator that conveys with the home—an inviting spot to enjoy your morning coffee while taking in the natural surroundings. The spacious vaulted living room features a charming wood-burning fireplace with a stone hearth and mantel, creating a warm, welcoming gathering space. French doors lead to a dedicated study, perfect for working from home, reading, or enjoying a quiet retreat. The generous primary suite features a walk-in closet and updated ensuite bath with a step-in shower, double sinks, adult-height vanity, and granite countertops. The second bedroom offers comfortable accommodations for family or guests, while an additional flexible room opens up a world of possibilities. Use it as a possible 3rd bedroom, hobby room, office, craft room, exercise space, creative studio, or whatever suits your lifestyle. One of the home's most enjoyable features is its connection to the outdoors. The light-filled rear living space and glass-enclosed porch overlook a lush conservation area where deer, birds, and native wildlife often visit. Step outside to your own private backyard retreat. Privacy fencing on both sides, a decorative picket fence along the rear, and beautiful landscaping filled with ferns and vibrant yellow and orange cannas create a peaceful, park-like setting. The expansive paver patio offers plenty of room for outdoor dining, entertaining, or simply relaxing and enjoying the Florida lifestyle. A large double gate provides convenient backyard access. Major improvements and additional features include a newer roof and HVAC, both approximately three years old; a 2025 water heater; hurricane-rated windows and garage door; a new full-view glass storm door with retractable screen; ceiling fans throughout; cottage shutters; a skylight in the guest bathroom; and a 2-car garage with laundry area and laundry sink hookups. The expanded 2025 driveway provides parking for up to six vehicles. The current owners have also enjoyed surprisingly low utility costs, with recent monthly electric and water bills averaging approximately $124 each. Conveniently located near schools, Publix, Walmart, medical offices, banks, pharmacies, shopping, and dining, this home combines everyday convenience with the serenity of a conservation setting. Whether you need two bedrooms, a possible third bedroom, a dedicated study, space for your hobbies, or simply room to spread out, this home gives you the flexibility to make it your own. Come experience the peaceful conservation views, beautiful backyard, and comfortable Florida lifestyle for yourself!

The essentials

Built
1988
Price / sqft
$234
On market
103 days
Annual tax
$4,269
HOA
$187/yr
Flood zone
X500 · Low risk
Lot
8,116 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
8,116 sqft lot
Lot size
1,660 sqft
Living area

Payment

Est. monthly payment
$2,595/mo
Down payment (20%)
$77,800
Property taxes
$356/mo
HOA
$187/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
8,116 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
103
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Private Yard
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$4,269
Parcel #
16-26-11-004.B-000.00-136.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Crossing
County
Pasco
MLS Area
34655 - New Port Richey/Seven Springs/Trinity
Lot Size
8,116 sqft
Conservation Area
HOA
$187/yr
River Crossing /Brian Brick

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #W7887159
$389,000-1.3%
$234/sqft
-
Price change
Source: Stellar MLS #W7887159
$394,000-0.3%
$237/sqft
6/29/2026
Listed for sale
Source: Stellar MLS #W7887159
$395,000+6.8%
$238/sqft
7/27/2023
Sold
Source: Pasco County Public Record
$370,000
$223/sqft

Neighborhood

8935 Ruger Dr
New Port Richey, FL, 34655 · 34655 - New Port Richey/Seven Springs/Trinity

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
128 of the last 254 home closings in 34655 landed at this number or higher (50%). The median one sat 24 days before it went under contract, and this one is on day 103 after a $6,000 cut.

Sample: 254 closed home sales in 34655 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,595/mo
Principal & interest$2,029
Property taxes$356
Insurance$195
HOA$16
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$234 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,660 sq ft

Time on market

103 days

Year built

1988

Monthly payment

About $2,595/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,269 annual tax bill, insurance, and the $187/yr HOA fee.

HOA fee

$187/yr

Managed by River Crossing /Brian Brick.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Melinda RayListing data from Stellar MLS, MLS# W7887159.

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